Per\u015fembe g\u00fcn\u00fc, t\u00fcm T\u00fcrkiye\u2019nin ilk defa bu k\u00f6\u015feden ayr\u0131nt\u0131lar\u0131n\u0131 \u00f6\u011frendi\u011fi yeni k\u0131dem tazminat\u0131na ili\u015fkin okurlar\u0131m\u0131zdan \u00e7ok say\u0131da soru geldi. \u0130\u015fte 10 soruda k\u0131dem tazminat\u0131 sisteminin merak edilenleri;<\/p>\n
<\/p>\n
Soru 1: K\u0131dem tazminat\u0131 kalk\u0131yor mu?<\/strong><\/p>\n Hay\u0131r, k\u0131dem tazminat\u0131 kalkm\u0131yor. Yeni taslakta k\u0131dem tazminat\u0131n\u0131n \u00f6denme \u015fekli de\u011fi\u015ftiriliyor. Eskiden i\u015fverenler k\u0131dem tazminat\u0131 \u00f6derken, yeni d\u00f6nemde bireysel k\u0131dem hesab\u0131 a\u00e7\u0131lm\u0131\u015f olan 4632 say\u0131l\u0131 Kanuna g\u00f6re kurulan ve k\u0131dem tazminat\u0131 konusunda ruhsat verilen emeklilik \u015firketi taraf\u0131ndan, yaz\u0131l\u0131 olarak ba\u015fvurulduktan sonra hak kazan\u0131lan tutar ba\u015fvurunun \u015firkete ula\u015ft\u0131\u011f\u0131 tarihten itibaren on be\u015f i\u015f g\u00fcn\u00fc i\u00e7inde \u00f6denecek.<\/strong><\/p>\n <\/p>\n Soru 2: K\u0131dem tazminat\u0131 hangi tutar \u00fczerinden kesilecek?<\/strong><\/p>\n SGK\u2019ya verilen Ayl\u0131k Prim ve Hizmet Belgesi\u2019nde i\u015f\u00e7inin prime esas ayl\u0131k br\u00fct kazanc\u0131n\u0131n y\u00fczde d\u00f6rd\u00fc \u00fczerinden k\u0131dem primi olarak kesilecek. K\u0131dem prim tahakkuklar\u0131 Sosyal G\u00fcvenlik Kurumu taraf\u0131ndan i\u015f\u00e7i ve i\u015fveren bilgileriyle birlikte Emeklilik G\u00f6zetim Merkezi\u2019ne bildirilecek. \u00a0\u0130\u015fverenler k\u0131dem primini ait oldu\u011fu ay\u0131 izleyen ay\u0131n sonuna kadar Emeklilik G\u00f6zetim Merkezi ad\u0131na a\u00e7\u0131lan hesaba yat\u0131racak. Bu hesaplardaki tutarlar Emeklilik G\u00f6zetim Merkezi arac\u0131l\u0131\u011f\u0131yla i\u015fveren taraf\u0131ndan se\u00e7ilecek \u015firkete aktar\u0131lacak. \u0130lgili aya ili\u015fkin olarak i\u015fveren taraf\u0131ndan hesaba eksik tutar yat\u0131r\u0131lmas\u0131 halinde, eksik yat\u0131r\u0131lan tutar i\u015f\u00e7ilerin br\u00fct \u00fccretleri ile orant\u0131l\u0131 olarak da\u011f\u0131t\u0131lacak.<\/strong><\/p>\n <\/p>\n Soru 3: K\u0131dem tazminat\u0131n\u0131 kim \u00f6deyecek? \u0130\u015f\u00e7inin \u00fccretinden kesinti olacak m\u0131?<\/strong><\/p>\n K\u0131dem tazminat\u0131n\u0131 i\u015fveren \u00f6deyecek. \u0130\u015fverenler, prim y\u00fck\u00fcml\u00fcl\u00fckleri nedeniyle i\u015f\u00e7ilerin \u00fccretlerinden herhangi bir indirim veya kesinti yapamayacak.<\/strong><\/p>\n <\/p>\n Soru 4: K\u0131dem tazminat\u0131n\u0131n yat\u0131r\u0131laca\u011f\u0131 \u015firketi kim se\u00e7ecek? K\u0131dem tazminat\u0131 nerelerde de\u011ferlendirilecek?<\/strong><\/p>\n K\u0131dem primlerinin yat\u0131r\u0131laca\u011f\u0131 \u015firketin se\u00e7imi i\u015fveren, bu primlerin de\u011ferlendirilece\u011fi fonlar\u0131n se\u00e7imi i\u015f\u00e7i taraf\u0131ndan yap\u0131lacak. \u0130\u015fveren, k\u0131dem tazminat\u0131 s\u00f6zle\u015fmesinin y\u00fcr\u00fcrl\u00fck tarihinden itibaren en az bir y\u0131l ge\u00e7mi\u015f olmas\u0131 durumunda i\u015f\u00e7ileri ad\u0131na a\u00e7\u0131lan bireysel k\u0131dem hesab\u0131ndaki birikimlerin ba\u015fka bir \u015firkete aktar\u0131lmas\u0131n\u0131 talep edebilecek. Bireysel k\u0131dem hesab\u0131ndaki birikimlerin hangi yat\u0131r\u0131m arac\u0131 vas\u0131tas\u0131yla de\u011ferlendirilece\u011fine i\u015f\u00e7i karar verecek. \u0130\u015f\u00e7inin, bu y\u00f6nde bir tercih beyan etmemesi halinde s\u00f6z konusu birikimler, asgari y\u00fczde k\u0131rk oran\u0131nda Hazine M\u00fcste\u015farl\u0131\u011f\u0131\u2019nca ihra\u00e7 edilen kamu bor\u00e7lanma ara\u00e7lar\u0131n\u0131 veya kira sertifikalar\u0131n\u0131 i\u00e7eren bir fonda de\u011ferlendirilecek.<\/strong><\/p>\n <\/p>\n Soru 5: \u0130\u015f\u00e7i, i\u015f de\u011fi\u015ftirdi\u011finde k\u0131dem tazminat\u0131 hesab\u0131 de\u011fi\u015fecek mi? Birden fazla i\u015fyerinde \u00c7al\u0131\u015fanlar\u0131n k\u0131dem tazminat\u0131 nereye yatacak?<\/strong><\/p>\n \u0130\u015f\u00e7i, i\u015f de\u011fi\u015ftirmesi halinde bireysel k\u0131dem hesaplar\u0131n\u0131n birle\u015ftirilmesini talep edebilir. \u015eirket, usul\u00fcne uygun olarak yap\u0131lan talebin kendisine ula\u015ft\u0131\u011f\u0131 tarihten itibaren en ge\u00e7 on i\u015f g\u00fcn\u00fc i\u00e7inde birle\u015ftirme i\u015flemini tamamlanacak. \u0130\u015f\u00e7inin ayn\u0131 anda farkl\u0131 i\u015fverenler yan\u0131nda \u00e7al\u0131\u015fmas\u0131 halinde, i\u015f\u00e7inin k\u0131dem primleri ve bunlara ili\u015fkin getirileri her \u00e7al\u0131\u015fma i\u00e7in ayr\u0131 bireysel hesaplarda takip edilecek<\/p>\n <\/p>\n Soru 6: Eski haklar ne olacak?<\/strong><\/p>\n \u0130\u015f\u00e7inin eski haklar\u0131 kaybolmayacak. eski haklar yine eski ko\u015fullara g\u00f6re \u00f6denebilecek. Ancak, \u00e7al\u0131\u015fanlar\u0131n i\u015fverenleri ile yapacaklar\u0131 s\u00f6zle\u015fmelerle eski haklar bireysel k\u0131dem hesab\u0131na d\u00e2hil edilebilecek. Bu durumda i\u015f\u00e7inin bireysel k\u0131dem hesab\u0131na d\u00e2hil olmadan \u00f6nceki hizmet s\u00fcresi bireysel k\u0131dem hesab\u0131nda \u00a0prim \u00f6deme g\u00fcn say\u0131lar\u0131n\u0131n hesab\u0131nda dikkate al\u0131nacak<\/p>\n <\/p>\n Soru 7: \u0130stifa edenler de k\u0131dem tazminat\u0131ndan yararlanacak m\u0131?<\/strong><\/p>\n Yeni sistemde her ay SGK prim belgeleri ile k\u0131dem primi de bildirilece\u011finden dolay\u0131, istifa edenler de k\u0131dem tazminat\u0131ndan yararlanabilecek. Bug\u00fcne kadar do\u011fum, istifa, tayin, s\u0131nav kazanma, memurlu\u011fa girme gibi nedenlerle i\u015ften ayr\u0131lanlar hak kayb\u0131na u\u011fruyordu. Art\u0131k k\u0131dem tazminat\u0131 hakk\u0131ndan her \u00e7al\u0131\u015fan yararlanacak.<\/p>\n <\/p>\n Soru 8: K\u0131dem tazminat\u0131ndan yararlanmak i\u00e7in bir y\u0131l\u0131 doldurmak gerekecek mi?<\/strong><\/p>\n Mevcut yasada k\u0131dem tazminat\u0131n\u0131 almak i\u00e7in en az 1 y\u0131l\u0131 doldurma \u015fart\u0131 aran\u0131yor.Yeni yasa y\u00fcr\u00fcrl\u00fc\u011fe girerse, i\u015f\u00e7i bir g\u00fcn dahi \u00e7al\u0131\u015fsa buna ili\u015fkin k\u0131dem tazminat\u0131 hakk\u0131 olacak.<\/p>\n <\/p>\n Soru 9: K\u0131dem tazminat\u0131 alman\u0131n ko\u015fullar\u0131 de\u011fi\u015fiyor mu?<\/strong><\/p>\n K\u0131dem tazminat\u0131n\u0131n \u00f6denme ko\u015fullar\u0131 da de\u011fi\u015fiyor. Bireysel k\u0131dem hesab\u0131ndan para \u00e7ekme hakk\u0131n\u0131 ilk kez kullanabilmek i\u00e7in, on be\u015f y\u0131l sigortal\u0131l\u0131k s\u00fcresini ve 3600 prim \u00f6deme g\u00fcn say\u0131s\u0131n\u0131 doldurmak gerekecek. Ayr\u0131ca konut al\u0131rken de k\u0131dem tazminat\u0131 \u00e7ekilebilecek. Yine emeklilik ve malull\u00fck ayl\u0131\u011f\u0131 ba\u011flanmas\u0131 yada \u00f6l\u00fcm halinde de \u00f6denecek. Be\u015f y\u0131l boyunca bireysel k\u0131dem hesab\u0131na k\u0131dem primi tahakkuk ettirilmemesi halinde de k\u0131dem tazminat\u0131 \u00e7ekilebilecek.<\/strong><\/p>\n <\/p>\n Soru 10: K\u0131dem tazminat\u0131nda zaman a\u015f\u0131m\u0131 olacak m\u0131?<\/strong><\/p>\n K\u0131dem tazminat\u0131 tutar\u0131n\u0131n tamam\u0131n\u0131n \u00e7ekilmesine hak kazan\u0131ld\u0131\u011f\u0131 tarihten itibaren on y\u0131l i\u00e7inde \u015firkete ba\u015fvurarak k\u0131dem tazminat\u0131n\u0131n \u00f6denmesini talep etmeyen i\u015f\u00e7i veya kanuni miras\u00e7\u0131lar\u0131n\u0131n hakk\u0131 zamana\u015f\u0131m\u0131na u\u011frayacak. Zamana\u015f\u0131m\u0131na u\u011fram\u0131\u015f tutar \u015eirket taraf\u0131ndan on be\u015f i\u015fg\u00fcn\u00fc i\u00e7inde Maliye Bakanl\u0131\u011f\u0131 Merkez Saymanl\u0131k M\u00fcd\u00fcrl\u00fc\u011f\u00fc hesab\u0131na aktar\u0131lacak.<\/p>\n","protected":false},"excerpt":{"rendered":" Per\u015fembe g\u00fcn\u00fc, t\u00fcm T\u00fcrkiye\u2019nin ilk defa bu k\u00f6\u015feden ayr\u0131nt\u0131lar\u0131n\u0131 \u00f6\u011frendi\u011fi yeni k\u0131dem tazminat\u0131na ili\u015fkin okurlar\u0131m\u0131zdan \u00e7ok say\u0131da soru geldi. \u0130\u015fte 10 soruda k\u0131dem tazminat\u0131 sisteminin merak edilenleri; Soru 1: K\u0131dem tazminat\u0131 kalk\u0131yor mu? Hay\u0131r, k\u0131dem tazminat\u0131 kalkm\u0131yor. Yeni taslakta k\u0131dem tazminat\u0131n\u0131n \u00f6denme \u015fekli de\u011fi\u015ftiriliyor. Eskiden i\u015fverenler k\u0131dem tazminat\u0131 \u00f6derken, yeni d\u00f6nemde bireysel k\u0131dem hesab\u0131 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-1001","post","type-post","status-publish","format-standard","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/1001","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1001"}],"version-history":[{"count":0,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/1001\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1001"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1001"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1001"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}