﻿{"id":1553209,"date":"2020-12-17T00:06:28","date_gmt":"2020-12-16T21:06:28","guid":{"rendered":"http:\/\/www.erzurumflas.com\/sektor-temsilcileri-sigorta-acentelerinin-komisyon-oranlarini-dusurmesine-tepkili\/"},"modified":"2020-12-17T00:06:33","modified_gmt":"2020-12-16T21:06:33","slug":"sektor-temsilcileri-sigorta-acentelerinin-komisyon-oranlarini-dusurmesine-tepkili","status":"publish","type":"post","link":"https:\/\/www.erzhaber.com.tr\/?p=1553209","title":{"rendered":"Sekt\u00f6r temsilcileri, sigorta acentelerinin komisyon oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrmesine tepkili"},"content":{"rendered":"<p><img decoding=\"async\" src=\"http:\/\/www.erzurumflas.com\/wp-content\/uploads\/2020\/12\/sektor-temsilcileri-sigorta-acentelerinin-komisyon-oranlarini-dusurmesine-tepkili_876f3f0.jpg\" width=\"600\">Mersin Ticaret ve Sanayi Odas\u0131 (MTSO) 30 No\u2019lu Sigortac\u0131l\u0131k Hizmetleri Meslek Komitesi Meclis \u00fcyeleri, sigorta acenteleri aras\u0131nda komisyon oranlar\u0131ndaki kontrols\u00fcz feragatlerin, sekt\u00f6r\u00fc baltalad\u0131\u011f\u0131n\u0131 savundu.<\/p>\n<p>Meslek Komitesi Meclis \u00fcyeleri, sekt\u00f6re ili\u015fkin de\u011ferlendirmeler yapt\u0131. Pandemi s\u00fcreci ile birlikte ayakta kalmak isteyen acentelerin yanl\u0131\u015f uygulamalar i\u00e7ine girdi\u011fine de\u011finen meclis \u00fcyeleri, son d\u00f6nemlerde i\u015f alabilmek ad\u0131na komisyon oranlar\u0131ndan feragat noktas\u0131nda yar\u0131\u015f ba\u015flad\u0131\u011f\u0131n\u0131 ifade edip, bu durumun haks\u0131z rekabeti beraberinde getirdi\u011fi gibi sekt\u00f6rdeki kazanc\u0131 da tamamen ortadan kald\u0131rd\u0131\u011f\u0131na dikkat \u00e7ektiler.<\/p>\n<p>\u201c\u0130ndirim oranlar\u0131 komisyon rakam\u0131n\u0131n yar\u0131s\u0131na ula\u015ft\u0131\u201d<\/p>\n<p>MTSO 30 No\u2019lu Komite Meclis \u00fcyesi Hatice Demirasal, acenteler aras\u0131ndaki komisyon sorununun g\u00fcn ge\u00e7tik\u00e7e artt\u0131\u011f\u0131n\u0131 vurgulad\u0131. Her i\u015fin bir bedeli oldu\u011funu, ancak son d\u00f6nemlerde acentelerin m\u00fc\u015fteri komisyonundan feragat ederek sekt\u00f6r\u00fc zor durumda b\u0131rakmaya ba\u015flad\u0131\u011f\u0131n\u0131 belirten Demirasal, \u201c\u0130ndirim oranlar\u0131 komisyonun yar\u0131s\u0131na kadar ula\u015ft\u0131. Halen i\u015fini hakk\u0131 ile y\u00fcr\u00fcten acentelerimiz var ama bir\u00e7o\u011fu bu \u015fartlar alt\u0131nda direnmekte zorlan\u0131nca i\u015f ka\u00e7\u0131rmamak ad\u0131na sisteme uymaya ba\u015flad\u0131. Bu durum bug\u00fcn kazanamamam\u0131z\u0131n yan\u0131nda sekt\u00f6r\u00fcn gelece\u011fi a\u00e7\u0131s\u0131ndan da risk do\u011furuyor\u201d dedi. Bununla birlikte kira ya da personel \u00fccretleri gibi sabit giderlerin hi\u00e7 azalmad\u0131\u011f\u0131n\u0131 belirten Demirasal, sekt\u00f6r\u00fc birlik i\u00e7inde hareket etmeye, bu yanl\u0131\u015ftan d\u00f6nmeye davet etti.<\/p>\n<p>Pandeminin sekt\u00f6re etkilerini de de\u011ferlendiren Demirasal, \u00e7al\u0131\u015fmalar\u0131n ofis d\u0131\u015f\u0131na \u00e7\u0131kmadan da y\u00fcr\u00fct\u00fclebildi\u011fi sekt\u00f6rler aras\u0131nda yer almalar\u0131 nedeniyle hizmeti aral\u0131ks\u0131z s\u00fcrd\u00fcrebildiklerini ve bu d\u00f6nemde \u00f6zellikle sa\u011fl\u0131k sigortalar\u0131na talebin artt\u0131\u011f\u0131n\u0131 bildirdi. G\u00fcn\u00fcm\u00fczde devlet hastanelerindeki yo\u011funluk nedeniyle bir\u00e7ok ki\u015finin \u00f6zel hastanelerden hizmet almak istedi\u011fini ifade eden Demirasal, \u201cGe\u00e7mi\u015fte sigorta ve Ba\u011f-Kur\u2019u olan ki\u015filer sa\u011fl\u0131k sigortas\u0131na \u00e7ok s\u0131cak bakmazken pandemi ile birlikte herkesin g\u00f6r\u00fc\u015f\u00fc de\u011fi\u015fti. Sigorta sekt\u00f6r\u00fc insanlar aras\u0131nda hala kasko trafik gibi d\u00fc\u015f\u00fcn\u00fcl\u00fcyor. Oysa insana dair bir\u00e7ok risk var ve m\u00fc\u015fterilerimize bu riskleri anlatarak sigortan\u0131n ne kadar \u00f6nemli bir sekt\u00f6r oldu\u011fu konusunda bilin\u00e7lendirmeliyiz\u201d diye konu\u015ftu. Ev ya da ofisten \u00e7al\u0131\u015fmaya imkan tan\u0131yan bir sekt\u00f6r olmas\u0131 nedeniyle acentelik vasf\u0131na uygun olmayan, tabelas\u0131 bulunmayan kay\u0131ts\u0131z \u00e7al\u0131\u015fmalar\u0131n artt\u0131\u011f\u0131na da dikkat \u00e7eken Demirasal, bu konuda ciddi yapt\u0131r\u0131mlar bulunmamas\u0131 nedeniyle rekabette zorland\u0131klar\u0131n\u0131 s\u00f6yledi.<\/p>\n<p>\u201cT\u00fcrkiye Sigorta sekt\u00f6r i\u00e7in \u00f6nemli bir ad\u0131m\u201d<\/p>\n<p>Meclis Ba\u015fkan Yard\u0131mc\u0131s\u0131 H\u00fcseyin Dinler ise sekt\u00f6rde g\u00fczel geli\u015fmeler olaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fcn\u00fc s\u00f6yledi. \u00d6nemli ad\u0131mlar at\u0131ld\u0131\u011f\u0131n\u0131, yeni yap\u0131lanmalara gidildi\u011fini ifade ederek T\u00fcrkiye Sigorta\u2019ya de\u011finen Dinler, \u015fu bilgileri verdi: \u201c6 sigorta \u015firketi Varl\u0131k Fonu\u2019na devredilerek T\u00fcrkiye Sigorta \u00e7at\u0131s\u0131 alt\u0131nda birle\u015ftirildi. Bu yap\u0131lanma ile milli, b\u00fcy\u00fck bir sigorta \u015firketi olu\u015fturulmas\u0131 hedefleniyor. B\u00f6ylesi b\u00fcy\u00fck bir g\u00fc\u00e7, sekt\u00f6rde yabanc\u0131 men\u015feli sigorta \u015firketleri kar\u015f\u0131s\u0131nda g\u00fc\u00e7l\u00fc bir rakip olacak. Arkas\u0131nda devlet deste\u011fi var ve teknik olarak da \u00fczerinde ciddi \u00e7al\u0131\u015fmalar y\u00fcr\u00fct\u00fcl\u00fcyor. Ben bu \u015firketin 2021, en ge\u00e7 2022\u2019de T\u00fcrkiye\u2019deki ilk iki sigorta \u015firketi aras\u0131nda yer alaca\u011f\u0131na inan\u0131yorum.\u201d<\/p>\n<p>Ard\u0131ndan TOBB b\u00fcnyesinde faaliyet g\u00f6steren Sigorta Acenteleri \u0130cra Kurulu (SA\u0130K) \u00e7al\u0131\u015fmalar\u0131yla ilgili de\u011ferlendirme yapan Dinler, \u201cGe\u00e7mi\u015fte bu kurulun s\u00f6yledikleri de\u011ferlendirilir ve taleplerinden olumlu sonu\u00e7lar al\u0131n\u0131rd\u0131 ancak bu y\u0131l\u0131n ba\u015flar\u0131nda Bankac\u0131l\u0131k Denetleme ve D\u00fczenleme Kurumu benzeri Sigorta Denetleme Kurulu (SDK) kuruldu. Bu kurul maalesef giderek SA\u0130K\u2019in g\u00f6revini pasifize etti\u201d dedi. Sekt\u00f6r olarak bu durumdan duyduklar\u0131 rahats\u0131zl\u0131\u011f\u0131 dile getiren Dinler, SA\u0130K arac\u0131l\u0131\u011f\u0131yla da acentelerin ana \u015firketlerin uygulad\u0131\u011f\u0131 komisyon oranlar\u0131 politikalar\u0131nda ya\u015fanan sorunlar\u0131 bildirmelerine ra\u011fmen hi\u00e7bir sonu\u00e7 alamad\u0131klar\u0131n\u0131 ifade etti. Sigortac\u0131lar\u0131n ald\u0131\u011f\u0131 komisyonlar\u0131n hak ettikleri rakamlar olmad\u0131\u011f\u0131n\u0131 vurgulayan Dinler, pandemi sonras\u0131nda bu konuya daha \u00e7ok a\u011f\u0131rl\u0131k vereceklerini belirtti.<\/p>\n<p>Merdiven alt\u0131 olarak nitelendirilen kay\u0131t d\u0131\u015f\u0131 \u00e7al\u0131\u015fan ki\u015filerin t\u00fcredi\u011fini de dile getiren Dinler, bu konuda cezai m\u00fceyyide bulunmamas\u0131n\u0131n da sekt\u00f6r\u00fc zorlad\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>MECL\u0130S BA\u015eKAN YARDIMCISI H\u00dcSEY\u0130N D\u0130NLER \u0130SE SEKT\u00d6RDE G\u00dcZEL GEL\u0130\u015eMELER OLACA\u011eINI D\u00dc\u015e\u00dcND\u00dc\u011e\u00dcN\u00dc S\u00d6YLED\u0130.<\/p>\n","protected":false},"author":1,"featured_media":1553210,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,1,20],"tags":[89397,119201,7932,56716,21597,2969,17650,72249],"class_list":["post-1553209","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-gundem","category-turkiye","tag-acentelerinin","tag-dusurmesine","tag-komisyon","tag-oranlarini","tag-sektor","tag-sigorta","tag-temsilcileri","tag-tepkili"],"_links":{"self":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/1553209","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1553209"}],"version-history":[{"count":0,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/1553209\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/media\/1553210"}],"wp:attachment":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1553209"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1553209"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1553209"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}