![](\"http:\/\/www.erzurumflas.com\/wp-content\/uploads\/2020\/12\/kastamonu-ticaret-odasi-ile-ziraat-bankasi-protokol-imzaladi_97b01ea.jpg\"){kind=icon}
T\u00fcrkiye Odalar ve Borsalar Birli\u011fi taraf\u0131ndan ba\u015flat\u0131lan Bankkart Ba\u015fak Tedarik Zinciri Finansman\u0131 Projesi kapsam\u0131nda Kastamonu Ticaret ve Sanayi Odas\u0131 ile Ziraat Bankas\u0131 protokol imzalad\u0131.<\/p>\n
T\u00fcrkiye Odalar ve Borsalar Birli\u011fi (TOBB) ile Ziraat Bankas\u0131, tedarik zincirlerinde finansman kaynakl\u0131 ya\u015fanan aksakl\u0131klar\u0131 ve tahsilat problemlerini gidermek \u00fczere \u201cBankkart Ba\u015fak Tedarik Zinciri Finansman\u0131 Projesi\u201dni ba\u015flatt\u0131. Proje kapsam\u0131nda Kastamonu Ticaret ve Sanayi Odas\u0131 (KATSO) Ba\u015fkanl\u0131\u011f\u0131 ile Kastamonu Ziraat Bankas\u0131 aras\u0131nda \u201cBankkart Tedarik Zinciri Finansman Protokol\u00fc\u201d imzaland\u0131.<\/p>\n
\u00dcyelerin finansman ihtiya\u00e7lar\u0131n\u0131n kar\u015f\u0131lanabilmesi ad\u0131na ger\u00e7ekle\u015ftirilen protokol, KATSO\u2019da yap\u0131ld\u0131. Yap\u0131lan protokol imza t\u00f6renine KATSO Y\u00f6netim Kurulu Ba\u015fkan\u0131 O\u011fuz F\u0131nd\u0131ko\u011flu ve Ziraat Bankas\u0131 Kastamonu \u015eube M\u00fcd\u00fcr\u00fc C\u00fcneyt Serkan Bulut kat\u0131ld\u0131.<\/p>\n
\u0130mzalanan protokol ile ilgili de\u011ferlendirmede bulunan KATSO Ba\u015fkan\u0131 O\u011fuz F\u0131nd\u0131ko\u011flu, \u201cPandemi s\u00fcrecinin devam etmesiyle birlikte, \u00fcyelerimizin finansman ihtiya\u00e7lar\u0131n\u0131n kar\u015f\u0131lanabilmesi ad\u0131na alternatif mekanizmalar geli\u015ftirilmektedir. Projenin ana amac\u0131 tedarik\u00e7i ve al\u0131c\u0131lar\u0131n banka \u00fczerinde olu\u015fturulan kapal\u0131 devre bir sisteme tan\u0131mlanarak, al\u0131m-sat\u0131m i\u015flemlerinin Ziraat Bankas\u0131 garant\u00f6rl\u00fc\u011f\u00fcnde ger\u00e7ekle\u015ftirilmesi olup b\u00f6ylece tahsilat konusunda her iki taraf\u0131n da riski s\u0131f\u0131ra indirilmektedir\u201d dedi.<\/p>\n
\u0130mzalanan protokol\u00fcn sat\u0131c\u0131lar a\u00e7\u0131s\u0131ndan da faydalar\u0131na de\u011finen Ba\u015fkan F\u0131nd\u0131ko\u011flu, \u201cTahsilat riskinin s\u0131f\u0131ra indirilmesi, esnek vade ve taksit imk\u00e2nlar\u0131 ile daha fazla sat\u0131\u015f yapabilme imk\u00e2n\u0131, imzalanan protokol\u00fcn al\u0131c\u0131lar a\u00e7\u0131s\u0131ndan faydalar\u0131 da finansmana kolay eri\u015fim, \u00f6demeleri taksit ve vadeler ile yapma imk\u00e2n\u0131, kredi\/\u00e7ek kullanmadan kendi tedarik\u00e7isi ile banka \u00fczerinden ticaret yapmas\u0131 ve artan kredi limitleri\u201d diye konu\u015ftu.<\/p>\n
Tedarik zincirinin aksamadan s\u00fcrd\u00fcr\u00fclmesine katk\u0131 sa\u011flayacaklar\u0131na inand\u0131klar\u0131n\u0131 s\u00f6yleyen Ba\u015fkan F\u0131nd\u0131ko\u011flu, \u201cProje, taraflar aras\u0131ndaki ticaretin kart sistemi \u00fczerinden g\u00fcvenle yap\u0131lmas\u0131n\u0131 ve i\u015f hacimlerinin b\u00fcy\u00fct\u00fclmesini ama\u00e7lamaktad\u0131r. B\u00f6ylece tedarik zincirinin aksamadan s\u00fcrd\u00fcr\u00fclmesine ciddi bir katk\u0131 sa\u011flayaca\u011f\u0131z. Ziraat Bankkart ile ekonomiye kazan-kazan anlay\u0131\u015f\u0131n\u0131 getirmi\u015f oluyoruz. Tedarik Zincirinin i\u015fleyi\u015fini ve devaml\u0131l\u0131\u011f\u0131n\u0131 kolayla\u015ft\u0131r\u0131yoruz. Al\u0131c\u0131 ve sat\u0131c\u0131n\u0131n g\u00fcven i\u00e7inde al\u0131\u015fveri\u015f yapmas\u0131n\u0131n \u00f6n\u00fcn\u00fc a\u00e7\u0131yoruz\u201d \u015feklinde konu\u015ftu.<\/p>\n
Sistemin faydalar\u0131na da i\u015faret eden Ba\u015fkan F\u0131nd\u0131ko\u011flu, \u201cAl\u0131m-sat\u0131m i\u015flemleri POS cihazlar\u0131 \u00fczerinden i\u015flemektedir. Tedarik\u00e7ilerin (sat\u0131c\u0131), POS cihazlar\u0131na \u00f6zel bir yaz\u0131l\u0131m y\u00fcklenecektir. Al\u0131c\u0131lara ise ticari kredi kart\u0131 tahsis edilecektir. Bu proje ile tedarik\u00e7iler mal teslim etti\u011fi ve alacak kaydetti\u011fi firmalar\u0131n \u00f6demelerini POS cihaz\u0131 arac\u0131l\u0131\u011f\u0131yla iki farkl\u0131 se\u00e7enek ile alabilecektir. Esnek vade se\u00e7ene\u011fi ve e\u015fit taksit se\u00e7ene\u011fi \u015feklinde olacakt\u0131r\u201d ifadelerini kulland\u0131.<\/p>\n
\u00dcreticilerin veya sat\u0131c\u0131lar\u0131n tahsilat ile u\u011fra\u015fmadan, g\u00fcven i\u00e7inde mallar\u0131n\u0131 satabileceklerini vurgulayan F\u0131nd\u0131ko\u011flu, \u015f\u00f6yle konu\u015ftu: \u201cSatt\u0131klar\u0131 mal bedelini, alacak riski ta\u015f\u0131madan Ziraat Bankas\u0131 garantisiyle pe\u015fin ya da taksitli alacaklar. B\u00f6ylece nakit ak\u0131\u015f\u0131n\u0131 \u00f6ng\u00f6r\u00fclebilir hale getirmi\u015f olacaklar. Al\u0131c\u0131lar da uygun vade ve maliyette finansman temin ederek, tedarik ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131layacaklar. 1,5 seneye ula\u015fan kredi imkan\u0131na kavu\u015facaklar. \u00d6demelerini esnek vadelendirme ile yapacaklar. B\u00f6ylece nakit ak\u0131\u015flar\u0131n\u0131 rahatlatacaklar\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"
T\u00dcRK\u0130YE ODALAR VE BORSALAR B\u0130RL\u0130\u011e\u0130 TARAFINDAN BA\u015eLATILAN BANKKART BA\u015eAK TEDAR\u0130K Z\u0130NC\u0130R\u0130 F\u0130NANSMANI PROJES\u0130 KAPSAMINDA KASTAMONU T\u0130CARET VE SANAY\u0130 ODASI \u0130LE Z\u0130RAAT BANKASI PROTOKOL \u0130MZALADI.<\/p>\n","protected":false},"author":1,"featured_media":1553775,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,1,20],"tags":[13539,12830,12892,10615,19787,12311,9517,21752],"class_list":["post-1553774","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-gundem","category-turkiye","tag-bankasi","tag-ile","tag-imzaladi","tag-kastamonu","tag-odasi","tag-protokol","tag-ticaret","tag-ziraat"],"_links":{"self":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/1553774","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1553774"}],"version-history":[{"count":0,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/1553774\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/media\/1553775"}],"wp:attachment":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1553774"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1553774"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1553774"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}