{"id":1554561,"date":"2020-12-24T00:01:48","date_gmt":"2020-12-23T21:01:48","guid":{"rendered":"http:\/\/www.erzurumflas.com\/her-apartmanin-bir-ortak-alan-sigortasina-ihtiyaci-var\/"},"modified":"2020-12-24T00:01:53","modified_gmt":"2020-12-23T21:01:53","slug":"her-apartmanin-bir-ortak-alan-sigortasina-ihtiyaci-var","status":"publish","type":"post","link":"https:\/\/www.erzhaber.com.tr\/?p=1554561","title":{"rendered":"\u201cHer apartman\u0131n bir \u2018Ortak Alan Sigortas\u0131\u2019na ihtiyac\u0131 var\u201d"},"content":{"rendered":"<p><img decoding=\"async\" src=\"http:\/\/www.erzurumflas.com\/wp-content\/uploads\/2020\/12\/her-apartmanin-bir-ortak-alan-sigortasina-ihtiyaci-var_633c579.jpg\" width=\"600\">Ortak Alan Sigortas\u0131\u2019n\u0131n sa\u011flad\u0131\u011f\u0131 g\u00fcvencelere dikkat \u00e7eken Selcen G\u00fcr, \u201cSiteler ve apartmanlar her g\u00fcn yang\u0131ndan f\u0131rt\u0131naya, h\u0131rs\u0131zl\u0131ktan sel-su bask\u0131n\u0131na say\u0131s\u0131z riskle kar\u015f\u0131 kar\u015f\u0131ya kal\u0131yor.  Ortaya \u00e7\u0131kan hasarlar sonucu ortaya \u00e7\u0131kan maliyetlerin site veya apartman sakinlerine izah\u0131 s\u00f6z konusu. Toplu ya\u015fam alanlar\u0131 i\u00e7in geli\u015ftirilen Ortak Alan Sigortas\u0131, t\u00fcm bu durumlara kar\u015f\u0131 g\u00fcvence verirken, apartman ve site y\u00f6neticilerinin sorumluluklar\u0131n\u0131 da teminat alt\u0131na al\u0131yor\u201d dedi.<\/p>\n<p>Sigorta ve Reas\u00fcrans Brokerleri Derne\u011fi Ba\u015fkan\u0131 Selcen G\u00fcr, apartmanlarda \u2018Ortak Alan Sigortas\u0131\u2019na ili\u015fkin bilgi verdi. G\u00fcr, her apartman\u0131n bir ortak alan sigortas\u0131na ihtiyac\u0131 oldu\u011funun alt\u0131n\u0131 \u00e7izerek, \u201cSite\/Apartman y\u00f6netimi aidatlar\u0131n toplanmas\u0131, bak\u0131mlar\u0131n yapt\u0131r\u0131lmas\u0131, kat g\u00f6revlisinin idaresi ve bunlar\u0131n yan\u0131nda daha bir\u00e7ok g\u00f6rev ve sorumluluk do\u011fuyor. Siteler ve apartmanlar her g\u00fcn yang\u0131ndan f\u0131rt\u0131naya, h\u0131rs\u0131zl\u0131ktan sel-su bask\u0131n\u0131na say\u0131s\u0131z riskle kar\u015f\u0131 kar\u015f\u0131ya kal\u0131yor.  Ortaya \u00e7\u0131kan hasarlar sonucu ortaya \u00e7\u0131kan maliyetlerin site veya apartman sakinlerine izah\u0131 s\u00f6z konusu.<\/p>\n<p>Bunlar\u0131 okudu\u011funuzda apartman veya site y\u00f6neticili\u011finin ne denli zorlu bir g\u00f6rev oldu\u011funu d\u00fc\u015f\u00fcnebilirsiniz. Biz t\u00fcm y\u00f6neticileri bir\u00e7ok y\u00fckten kurtaracak ayn\u0131 zamanda site ve apartman sakinlerini de her hasarda miktar\u0131 \u00f6nceden \u00f6ng\u00f6r\u00fclemeyen \u00f6demeler yapmaktan kurtaran poli\u00e7e.<\/p>\n<p>Toplu ya\u015fam alanlar\u0131 i\u00e7in geli\u015ftirilen Ortak Alan Sigortas\u0131, t\u00fcm bu durumlara kar\u015f\u0131 g\u00fcvence verirken, apartman ve site y\u00f6neticilerinin sorumluluklar\u0131n\u0131 da teminat alt\u0131na al\u0131yor\u201d dedi.<\/p>\n<p>G\u00fcr s\u00f6z konusu sigortan\u0131n apartman veya site y\u00f6neticileri, profesy\u00f6nel apartman y\u00f6netim ve in\u015faat firmalar\u0131n\u0131n yapt\u0131rabilece\u011fini s\u00f6yledi.<\/p>\n<p>Ortak Alan Sigortas\u0131 i\u00e7in sigorta bedelinin belirlenmesi ve prim \u00f6demesi konusu da de\u011finen G\u00fcl, \u201cKMK m.21, kat malikleri kurulu taraf\u0131ndan ana gayrimenkul i\u00e7in sigorta yapt\u0131r\u0131lmas\u0131 yolunda karar al\u0131nabilece\u011fini \u00f6ng\u00f6rmektedir. Bu h\u00fck\u00fcmde s\u00f6z\u00fc ge\u00e7en sigorta esas olarak yang\u0131n sigortas\u0131 ve bu sigorta ile birlikte verilen ek teminatlar\u0131 kapsayacakt\u0131r. Ancak duruma g\u00f6re, h\u0131rs\u0131zl\u0131k, elektronik e\u015fya, cam k\u0131r\u0131lmas\u0131 gibi farkl\u0131 sigortalar\u0131n da eklenerek geni\u015f bir paket olu\u015fturulmas\u0131 m\u00fcmk\u00fcnd\u00fcr.<\/p>\n<p>Bu yolda karar al\u0131nmas\u0131 halinde, ana gayrimenkul, kat malikleri kurulunca belirlenecek de\u011fer \u00fczerinden sigorta ettirilecektir.  Kat malikleri, bu sigortan\u0131n giderlerine, arsa paylar\u0131 oran\u0131nda kat\u0131lmak zorundad\u0131rlar.<\/p>\n<p>Ana gayrimenkul\u00fcn t\u00fcm\u00fcn\u00fcn harap olmas\u0131 halinde al\u0131nacak sigorta bedeli, aksine s\u00f6zle\u015fme olmad\u0131k\u00e7a, kat maliklerine, arsa paylar\u0131 oran\u0131nda, payla\u015ft\u0131r\u0131lacakt\u0131r. Yaln\u0131z bir veya birka\u00e7 ba\u011f\u0131ms\u0131z b\u00f6l\u00fcm veya eklentisi veya ortak yerlerden bir k\u0131sm\u0131 hasara u\u011fram\u0131\u015fsa, al\u0131nacak sigorta bedeli hasara u\u011frayan yerlerin onar\u0131m\u0131na arsa paylar\u0131 oran\u0131nda harcanacakt\u0131r\u201d diye konu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>SELCEN G\u00dcR<\/p>\n","protected":false},"author":1,"featured_media":1554562,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,1,20],"tags":[14433,14018,13083,12869,14957,15161,43846,13604],"class_list":["post-1554561","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-gundem","category-turkiye","tag-alan","tag-apartmanin","tag-bir","tag-her","tag-ihtiyaci","tag-ortak","tag-sigortasina","tag-var"],"_links":{"self":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/1554561","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1554561"}],"version-history":[{"count":0,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/1554561\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/media\/1554562"}],"wp:attachment":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1554561"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1554561"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1554561"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}