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Antalya Ticaret ve Sanayi Odas\u0131 (ATSO) ile Ziraat Bankas\u0131 aras\u0131nda i\u015f d\u00fcnyas\u0131na ticari mal al\u0131m-sat\u0131mlar\u0131nda kolay finansman imk\u00e2n\u0131 sa\u011flamak amac\u0131yla protokol imzaland\u0131. “Bankkart Ba\u015fak Tedarik Zinciri Finansman Projesi” kapsam\u0131nda d\u00fczenlenen protokol\u00fc ATSO Ba\u015fkan\u0131 Davut \u00c7etin ve Ziraat Bankas\u0131 B\u00f6lge M\u00fcd\u00fcr\u00fc \u015eefik Diler imzalad\u0131.<\/p>\n
ATSO Ba\u015fkan\u0131 Davut \u00c7etin, T\u00fcrkiye Odalar ve Borsalar Birli\u011fi (TOBB) ile Ziraat Bankas\u0131 taraf\u0131ndan tedarik zincirlerinde finansman kaynakl\u0131 ya\u015fanan aksakl\u0131klar\u0131 ve tahsilat problemlerini gidermek \u00fczere “Bankkart Ba\u015fak Tedarik Zinciri Finansman\u0131 Projesi” ba\u015flat\u0131ld\u0131\u011f\u0131n\u0131 belirterek, ATSO\u2019nun da proje kapsam\u0131nda \u00fcyelerin ihtiya\u00e7lar\u0131n\u0131n \u00e7\u00f6z\u00fcm\u00fc noktas\u0131nda protokole imza att\u0131\u011f\u0131n\u0131 bildirdi.<\/p>\n
Her iki taraf\u0131n da riski s\u0131f\u0131ra iniyor<\/p>\n
Ziraat Bankas\u0131 ile ba\u015flat\u0131lan i\u015f birli\u011fini \u00e7ok \u00f6nemsedi\u011fini belirten Davut \u00c7etin, “Projenin ana amac\u0131 tedarik\u00e7i ve al\u0131c\u0131lar\u0131n banka \u00fczerinde olu\u015fturulan kapal\u0131 devre bir sisteme tan\u0131mlanarak, al\u0131m-sat\u0131m i\u015flemlerinin Ziraat Bankas\u0131 garant\u00f6rl\u00fc\u011f\u00fcnde ger\u00e7ekle\u015ftirilmesi. Bu y\u00f6ntemle tahsilat konusunda her iki taraf\u0131n da riski s\u0131f\u0131ra indirilecek. Risk s\u0131f\u0131ra inince sat\u0131c\u0131lar esnek vade ve taksit imk\u00e2nlar\u0131n\u0131 da se\u00e7enek olarak sunma imkan\u0131na sahip olacaklar.<\/p>\n
\u00dcr\u00fcn\u00fcn al\u0131c\u0131lar a\u00e7\u0131s\u0131ndan faydas\u0131 ise; finansmana kolay eri\u015fim olacak. Al\u0131c\u0131lar \u00f6demeleri taksit ve vadeler ile yapma imk\u00e2n\u0131na kavu\u015furken, kredi\/\u00e7ek kullanmadan kendi tedarik\u00e7isi ile banka \u00fczerinden ticaret yapabilecek. Bir di\u011fer faydas\u0131 da artan kredi limitleri” dedi.<\/p>\n
540 g\u00fcn vade<\/p>\n
Al\u0131m-sat\u0131m i\u015flemlerinin POS cihazlar\u0131 \u00fczerinden i\u015fleyece\u011fini belirten Davut \u00c7etin, “Tedarik\u00e7ilerin (Sat\u0131c\u0131), POS cihazlar\u0131na \u00f6zel bir yaz\u0131l\u0131m y\u00fcklenecek. Al\u0131c\u0131lara ise, ticari kredi kart\u0131 tahsis edilecek. Bu proje ile tedarik\u00e7iler mal teslim etti\u011fi ve alacak kaydetti\u011fi firmalar\u0131n \u00f6demelerini POS cihaz\u0131 arac\u0131l\u0131\u011f\u0131yla esnek vade ve e\u015fit taksit se\u00e7ene\u011fi olmak \u00fczere iki farkl\u0131 se\u00e7enek ile alabilecekler. \u00d6rne\u011fin; tedarik\u00e7i, 100 bin TL\u2019lik bir mal satt\u0131\u011f\u0131nda, pos cihaz\u0131na 18 aya kadar ayl\u0131k ya da 3 ayl\u0131k e\u015fit taksitlerle \u00f6deme alabilecek, ayn\u0131 \u015fekilde tedarik\u00e7i, 100 bin TL\u2019lik mal sat\u0131\u015f\u0131n\u0131, t\u0131pk\u0131 bir \u00e7ek gibi maksimum 540 g\u00fcn olmak \u00fczere vadeli bir \u015fekilde yapabilecek. Bu durumda 540 g\u00fcn sonra yapaca\u011f\u0131 tahsilatta herhangi bir problem ya\u015famayacak, \u00e7\u00fcnk\u00fc muhatab\u0131 art\u0131k banka olacak. Tahsilat\u0131 da bankadan yapacak.<\/p>\n
Sekt\u00f6r k\u0131s\u0131tlamas\u0131 yok<\/p>\n
Kart limiti tahsisat\u0131 bankac\u0131l\u0131k ko\u015fullar\u0131na firman\u0131n risk durumuna g\u00f6re banka taraf\u0131ndan belirlenecek. Herhangi bir \u00fcst limit bulunmuyor. Herhangi bir sekt\u00f6r k\u0131s\u0131tlamas\u0131 da yok. Oda ve borsa ile sekt\u00f6r meclisi \u00fcyesi firmalar\u0131m\u0131z bu imk\u00e2ndan faydalanabilecekler.”<\/p>\n
Bu sistemin sadece tedarik zincirinde birbirine entegre olmu\u015f ticari i\u015fletmeler aras\u0131nda uygulanacak olup, her sat\u0131\u015f bu kapsamda de\u011ferlendirilemeyece\u011fini vurgulayan Davut \u00c7etin, bir otel i\u015fletmesine g\u0131da tedariki sa\u011flayan bir ticari i\u015fletmenin, otel i\u015fletmesinin sahip oldu\u011fu Bankkart \u00fczerinde vadeli sat\u0131\u015f yapabilece\u011fini de s\u00f6zlerine ekledi.<\/p>\n","protected":false},"excerpt":{"rendered":"
ANTALYA T\u0130CARET VE SANAY\u0130 ODASI (ATSO) \u0130LE Z\u0130RAAT BANKASI ARASINDA \u0130\u015e D\u00dcNYASINA T\u0130CAR\u0130 MAL ALIM-SATIMLARINDA KOLAY F\u0130NANSMAN \u0130MK\u00c2NI SA\u011eLAMAK AMACIYLA PROTOKOL \u0130MZALANDI. “BANKKART BA\u015eAK TEDAR\u0130K Z\u0130NC\u0130R\u0130 F\u0130NANSMAN PROJES\u0130” KAPSAMINDA D\u00dcZENLENEN PROTOKOL\u00dc ATSO BA\u015eKANI DAVUT \u00c7ET\u0130N VE Z\u0130RAAT BANKASI B\u00d6LGE M\u00dcD\u00dcR\u00dc \u015eEF\u0130K D\u0130LER \u0130MZALADI.<\/p>\n","protected":false},"author":1,"featured_media":1554754,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,1,20],"tags":[30550,29857,83518,12830,12311,30928,14775,69702],"class_list":["post-1554753","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-gundem","category-turkiye","tag-alici","tag-arasindaki","tag-cozen","tag-ile","tag-protokol","tag-satici","tag-sorunu","tag-tahsilat"],"_links":{"self":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/1554753","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1554753"}],"version-history":[{"count":0,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/1554753\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/media\/1554754"}],"wp:attachment":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1554753"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1554753"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1554753"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}