![](\"http:\/\/www.erzurumflas.com\/wp-content\/uploads\/2021\/01\/kuto-baskani-akdogan-finansman-anlasmasini-degerlendirdi_8505749.jpg\")
Ku\u015fadas\u0131 Ticaret Odas\u0131 Y\u00f6netim Kurulu Ba\u015fkan\u0131 Serdar Akdo\u011fan, T\u00fcrkiye Odalar ve Borsalar Birli\u011fi (TOBB) ile Halkbank aras\u0131nda imzalanan finansman anla\u015fmas\u0131n\u0131 de\u011ferlendirerek, sat\u0131c\u0131 ve al\u0131c\u0131 firmalara avantaj sa\u011flayaca\u011f\u0131n\u0131 bildirdi.<\/p>\n
T\u00fcrkiye Odalar ve Borsalar Birli\u011fi (TOBB) ile Halkbank aras\u0131nda “Paraf Ticari Kredi Kart\u0131 ile G\u00fcvenceli Tedarik Zinciri Finansman\u0131 Anla\u015fmas\u0131” imzaland\u0131. Sat\u0131c\u0131ya tahsilat g\u00fcvencesi, al\u0131c\u0131ya da 18 aya kadar vade imkan\u0131yla \u00f6deme esnekli\u011fi sunan anla\u015fmadan TOBB \u00e7at\u0131s\u0131 alt\u0131ndaki 1,5 milyon i\u015fletme yararlanabilecek.<\/p>\n
T\u00f6rende konu\u015fan TOBB Ba\u015fkan\u0131 M. Rifat Hisarc\u0131kl\u0131o\u011flu, Halkbank Paraf ticari kredi kart\u0131 sayesinde esnaf\u0131n vadeli mal al\u0131m sat\u0131m\u0131, bankalardan kredi \u00e7ekmekte ve \u00e7ek senet gibi i\u015flemlerinde ya\u015fad\u0131\u011f\u0131 problemlerin sona erece\u011fini s\u00f6yledi.<\/p>\n
Bu kart\u0131n, tedarik zincirinin g\u00fcven i\u00e7inde i\u015flemesini sa\u011flad\u0131\u011f\u0131n\u0131 belirten Hisarc\u0131kl\u0131o\u011flu, \u015f\u00f6yle devam etti: “Bu kart ile al\u0131c\u0131 ve sat\u0131c\u0131n\u0131n g\u00fcven i\u00e7inde al\u0131\u015fveri\u015f yapmas\u0131n\u0131n \u00f6n\u00fc a\u00e7\u0131l\u0131yor. Bu sayede \u00e7ek-senet takibi yapmadan, tahsilat derdiyle u\u011fra\u015fmadan, g\u00fcven i\u00e7inde mal\u0131m\u0131z\u0131 sataca\u011f\u0131z. Satt\u0131\u011f\u0131m\u0131z mal bedelini, tahsilat riski ta\u015f\u0131madan, Halkbank garantisiyle, pe\u015fin ya da taksitli alaca\u011f\u0131z. Mal almak isteyen de bankadan kredi bulma veya sat\u0131c\u0131n\u0131n kendi \u00e7ek-senedini kabul edip etmeme derdine d\u00fc\u015fmeyecek. Bu kartla mal\u0131n\u0131 alacak ve \u00f6demesini de 1,5 y\u0131la ula\u015fan esnek vadelendirmeyle yapacak. Yani k\u0131saca, mal almak gerekince bu kartla para \u00f6demeden sat\u0131n alma yap\u0131l\u0131yor. Sat\u0131c\u0131 da bu kimdir diye endi\u015fe etmeden, mal\u0131n\u0131 g\u00fcvenle sat\u0131p, paras\u0131n\u0131 bankadan tahsil edecek. B\u00f6ylece hem al\u0131c\u0131 hem de sat\u0131c\u0131, nakit ak\u0131\u015flar\u0131n\u0131 rahatlatacak”<\/p>\n
“KUTO \u00fcyeleri de yararlanacak”<\/p>\n
\u00c7evrim i\u00e7i yap\u0131lan t\u00f6rene kat\u0131lan Ku\u015fadas\u0131 Ticaret Odas\u0131 Y\u00f6netim Kurulu Ba\u015fkan\u0131 Serdar Akdo\u011fan; Ku\u015fadas\u0131 Ticaret Odas\u0131 olarak Ku\u015fadas\u0131 Halkbank ile imzalad\u0131\u011f\u0131m\u0131z protokol kapsam\u0131nda \u00fcyelerimizin yararlanaca\u011f\u0131 finansman anla\u015fmas\u0131 ile sat\u0131c\u0131 ve al\u0131c\u0131 firmalara avantajlar\u0131n yan\u0131 s\u0131ra, tahsilat g\u00fcvencesi ve \u00f6deme esnekli\u011fi sa\u011flanacak\u201d dedi. Daha \u00f6nce de TOBB \u00f6nc\u00fcl\u00fc\u011f\u00fcnde Ziraat Bankas\u0131 ile benzer bir protokole imza at\u0131ld\u0131\u011f\u0131n\u0131 hat\u0131rlatan Akdo\u011fan, pandemi d\u00f6neminde finansman s\u0131k\u0131nt\u0131s\u0131 \u00e7eken \u00fcyelerimiz, ciro ve kredibiliteye g\u00f6re belirlenecek limitler dahilinde, hem sat\u0131c\u0131 hem de al\u0131c\u0131 olarak bu sistemden yararlanabilecek” dedi.<\/p>\n
G\u00fcvenli tedarik zinciri finansman\u0131 anla\u015fmas\u0131 ile sat\u0131c\u0131 ve al\u0131c\u0131 firmalar i\u00e7in sa\u011flanan avantajlar \u015fu \u015fekilde ger\u00e7ekle\u015fecek; \u201c Sat\u0131c\u0131 firmalar, pe\u015fin, taksitli veya vadeli mal ve hizmet sat\u0131\u015f\u0131 ve m\u00fc\u015fterilerin nakit d\u00f6ng\u00fclerine g\u00f6re 4 farkl\u0131 modelde \u00e7oklu vadede POS ile sat\u0131\u015f yapma imkan\u0131 elde edecek. Para transferi, \u00e7ek, senet, teminat mektubu yerine Paraf Ticari Kredi Kartlar\u0131 ile tahsilat\u0131n yap\u0131lmas\u0131 sayesinde operasyonel risk ve finansman maliyetleri ortadan kalkacak. Sadece sat\u0131c\u0131 firma \u00f6zelinde kullan\u0131labilecek \u00f6zel Paraf Ticari Kredi Kart\u0131 limiti ile sat\u0131c\u0131 firmalar\u0131n tahsilatlar\u0131 g\u00fcvence alt\u0131na al\u0131nacak. Gerekti\u011finde kapal\u0131 devre \u00e7al\u0131\u015fan, sadece \u00fcye i\u015f yerinde ge\u00e7erli limit tan\u0131m\u0131 ile m\u00fc\u015fteri sadakati sa\u011flanacak. POS sat\u0131\u015flar\u0131ndan olu\u015fan tutarlar\u0131n teminat olarak kabul edilmesiyle daha uygun maliyetli kredi imkan\u0131n\u0131n yan\u0131 s\u0131ra muhasebe ve kay\u0131t kolayl\u0131\u011f\u0131 tan\u0131nacak. Al\u0131c\u0131 firmalar ise finansmana kolay eri\u015fim imkan\u0131 sa\u011flarken, maliyetsiz, vadeli mal alma f\u0131rsat\u0131 elde edecek. Mal ve hizmet al\u0131mlar\u0131nda 540 g\u00fcne varan taksit, vade veya esnek vade imkan\u0131n\u0131n yan\u0131 s\u0131ra kredi, \u00e7ek, senet, teminat mektubu yerine Paraf Ticari Kredi Kartlar\u0131 ile kolay ve uygun maliyetli ticaret imkan\u0131 sa\u011flanacak ve nakit ta\u015f\u0131ma riski gibi operasyonel riskler ortadan kalkacak. Al\u0131c\u0131lar, mal al\u0131m ve \u00f6deme kay\u0131tlar\u0131n\u0131 d\u00fczenli olarak takip etme ve muhasebele\u015ftirme kolayl\u0131\u011f\u0131 elde edecek”<\/p>\n","protected":false},"excerpt":{"rendered":"
T\u00dcRK\u0130YE ODALAR VE BORSALAR B\u0130RL\u0130\u011e\u0130 (TOBB) \u0130LE HALKBANK ARASINDA “PARAF T\u0130CAR\u0130 KRED\u0130 KARTI \u0130LE G\u00dcVENCEL\u0130 TEDAR\u0130K Z\u0130NC\u0130R\u0130 F\u0130NANSMANI ANLA\u015eMASI” \u0130MZALANDI.<\/p>\n","protected":false},"author":1,"featured_media":1557414,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,1,20],"tags":[15798,37387,12853,15370,24721,58008],"class_list":["post-1557413","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-gundem","category-turkiye","tag-akdogan","tag-anlasmasini","tag-baskani","tag-degerlendirdi","tag-finansman","tag-kuto"],"_links":{"self":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/1557413","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1557413"}],"version-history":[{"count":0,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/1557413\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/media\/1557414"}],"wp:attachment":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1557413"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1557413"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1557413"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}