![](\"http:\/\/www.erzurumflas.com\/wp-content\/uploads\/2021\/02\/kredi-kartindan-komisyon-alinabilir-mi_2ad2669.jpg\")
Kredi kartlar\u0131ndan al\u0131nan komisyondan dolay\u0131 pek \u00e7ok \u015fikayet ald\u0131klar\u0131n\u0131 belirten T\u00fcketici Hak Arama Derne\u011fi Genel Ba\u015fkan\u0131 ve T\u00fcketici Birli\u011fi Federasyonu Genel Ba\u015fkan Yard\u0131mc\u0131s\u0131 Nihat Altay; t\u00fcketicilerin izleyece\u011fi yol hakk\u0131nda a\u00e7\u0131klama da bulundu.<\/p>\n
Kredi kart\u0131 ile \u00f6deme kolayl\u0131\u011f\u0131 t\u00fcketicinin yarar\u0131na<\/p>\n
Ara\u00e7 muayenelerinde sadece nakit de\u011fil kredi kart\u0131 ile de i\u015flemlerin yap\u0131lmas\u0131na dair de\u011ferlendirmelerde bulunduklar\u0131n\u0131 dile getiren Altay, \u201cKamuoyunun yo\u011fun talebine kar\u015f\u0131l\u0131k Cumhurba\u015fkan\u0131 Yard\u0131mc\u0131s\u0131 Fuat Oktay “dijitalle\u015fen T\u00fcrkiye platformu i\u00e7erisinde ara\u00e7lar\u0131m sekmesi arac\u0131l\u0131\u011f\u0131yla T\u00dcVT\u00dcRK muayene \u00fccretleri kredi kart\u0131 ile \u00f6denebilecek,” \u015feklinde a\u00e7\u0131klama yapt\u0131. A\u00e7\u0131klaman\u0131n \u00fczerine ara\u00e7 muayenesinde yetkili kurum olan T\u00dcVT\u00dcRK, sadece nakit olarak ger\u00e7ekle\u015ftirdi\u011fi muayene \u00fccretlerini kredi kart\u0131 ile de kabul etmeye ba\u015flad\u0131. Ancak muayene \u00fccretlerinin kredi kart\u0131 ile \u00f6denmesi durumunda \u2018komisyon\u2019 al\u0131nd\u0131\u011f\u0131na dair pek \u00e7ok \u015fikayet almaya ba\u015flad\u0131k. Ara\u00e7 muayene \u00fccretini kredi kart\u0131 ile \u00f6deyenlerden 10 lira komisyon al\u0131nmas\u0131, zaten y\u00fcksek miktarda olan muayene \u00fccretine tepkileri art\u0131rd\u0131. Bilindi\u011fi \u00fczere 2021 y\u0131l\u0131nda ara\u00e7 muayene \u00fccretleri 372 lira 88 kuru\u015f, otob\u00fcs ve kamyon muayene \u00fccretleri 503 TL 86 kuru\u015f olarak belirlendi. Eksoz muayenesi ile fiyat art\u0131yor\u201d dedi.<\/p>\n
Kredi kart\u0131ndan komisyon al\u0131namaz<\/p>\n
\u201c\u00d6ncelikle \u015funu belirtmek gerekir ki kredi kart\u0131ndan komisyon almak kesinlikle yasal de\u011fil\u201d diyen Altay a\u00e7\u0131klamas\u0131n\u0131 \u015f\u00f6yle s\u00fcrd\u00fcrd\u00fc;<\/p>\n
\u201c5464 say\u0131l\u0131 Banka Kartlar\u0131 ve Kredi Kartlar\u0131 Kanunu\u2019nun 17. Maddesinde \u2019\u00dcye i\u015f yerleri, kart hamillerinin yapm\u0131\u015f olduklar\u0131 mal ve hizmet al\u0131mlar\u0131n\u0131n bedelini banka kart\u0131 ya da kredi kart\u0131 ile \u00f6deme taleplerini kabul etmek zorundad\u0131r. Bu zorunluluk indirim d\u00f6nemlerinde de ge\u00e7erlidir. \u00dcye i\u015f yerleri, kart hamilinden kart\u0131n kullan\u0131lmas\u0131 dolay\u0131s\u0131yla komisyon veya benzeri bir isim alt\u0131nda ilave bir \u00f6demede bulunmas\u0131n\u0131 isteyemez. Bu h\u00fckme ayk\u0131r\u0131 davran\u0131lmas\u0131 halinde, anla\u015fma yapan kurulu\u015flar taraf\u0131ndan \u00fcye i\u015f yeri s\u00f6zle\u015fmesi feshedilir ve bir y\u0131l s\u00fcreyle yeni bir s\u00f6zle\u015fme yap\u0131lamaz.\u2019 h\u00fckm\u00fc yer al\u0131r. Bu nedenle kredi kart\u0131 komisyonu alan i\u015f yerleri veya kurumlar, hangi bankan\u0131n pos cihaz\u0131yla \u00e7al\u0131\u015f\u0131l\u0131yorsa o bankaya ve Banka Denetleme D\u00fczenleme Kuruluna (BDDK) \u015fikayet edilmelidir. T\u00fcketici Hakem Heyetlerine de m\u00fcracaat edilerek kesilen komisyon geri al\u0131nabilir.<\/p>\n
\u20191\u2019 lira olsa dahi T\u00fcketici Hakem Heyetlerine ba\u015fvurulmal\u0131d\u0131r<\/p>\n
Bu uyar\u0131 sadece ara\u00e7 muayene \u00fccretleri i\u00e7in ge\u00e7erli de\u011fil. Baz\u0131 market veya i\u015f yerlerinde kredi kart\u0131 ile sigara sat\u0131\u015flar\u0131nda ve elektrik, telefon, do\u011falgaz faturalar\u0131n\u0131 yat\u0131r\u0131rken 1 lira komisyon al\u0131nd\u0131\u011f\u0131na dair \u015fikayetler al\u0131yoruz. Bu kapsamda haklar\u0131m\u0131z\u0131 bilmek ve f\u0131rsat\u00e7\u0131lara prim vermemek b\u00fcy\u00fck \u00f6nem ta\u015f\u0131yor. Her i\u015flem i\u00e7in 1 lira gibi d\u00fc\u015f\u00fck bir rakam al\u0131nabilir ve vatanda\u015flar 1 lira i\u00e7in u\u011fra\u015fmak istemeyebilir. Ancak binlerce, y\u00fczbinlerce belki milyonlarca ki\u015fiden 1 lira al\u0131nmas\u0131ndan dolay\u0131 o i\u015fletmenin kasas\u0131na haks\u0131z bir \u015fekilde milyon liralar\u0131n girece\u011fi unutulmamal\u0131d\u0131r. Bu nedenle duyarl\u0131 olarak f\u0131rsat\u00e7\u0131lar\u0131n \u00f6n\u00fcne ge\u00e7meli ve \u00fc\u015fenmeden hem \u015fikayet etmeli, hem de 1 lira olsa dahi T\u00fcketici Hakem Heyetlerine m\u00fcracaat ederek hakk\u0131m\u0131z\u0131 aramal\u0131y\u0131z. T\u00fcketiciler komisyon \u00fccretlerini hakem heyeti arac\u0131l\u0131\u011f\u0131 ile geri almaya ba\u015flad\u0131 m\u0131, i\u015fletmeler komisyon almay\u0131 s\u00fcrd\u00fcremeyecektir.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"
KRED\u0130 KARTLARINDAN ALINAN KOM\u0130SYONDAN DOLAYI PEK \u00c7OK \u015e\u0130KAYET ALDIKLARINI BEL\u0130RTEN T\u00dcKET\u0130C\u0130 HAK ARAMA DERNE\u011e\u0130 GENEL BA\u015eKANI VE T\u00dcKET\u0130C\u0130 B\u0130RL\u0130\u011e\u0130 FEDERASYONU GENEL BA\u015eKAN YARDIMCISI N\u0130HAT ALTAY; T\u00dcKET\u0130C\u0130LER\u0130N \u0130ZLEYECE\u011e\u0130 YOL HAKKINDA A\u00c7IKLAMA DA BULUNDU.<\/p>\n","protected":false},"author":1,"featured_media":1564779,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[40096,48370,7932,4409,13807],"class_list":["post-1564778","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-turkiye","tag-alinabilir","tag-kartindan","tag-komisyon","tag-kredi","tag-mi"],"_links":{"self":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/1564778","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1564778"}],"version-history":[{"count":0,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/1564778\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/media\/1564779"}],"wp:attachment":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1564778"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1564778"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1564778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}