Baz\u0131 bankalardaki kredi faiz oranlar\u0131 31 Mart itibariyle konut kredisinde 100 bin lira ve 120 ay vade i\u00e7in y\u00fczde 0,8 ile 1,20, ta\u015f\u0131t kredileri 20 bin lira ve 24 ay vadede y\u00fczde 0,79 ile 1,44 aras\u0131nda, ihtiya\u00e7 kredileri ise 10 bin lira ve 24 ay vade \u00fczerinden hesapland\u0131\u011f\u0131nda y\u00fczde 0,96 ile 1,69 aral\u0131\u011f\u0131nda de\u011fi\u015fiyor.<\/strong><\/p>\n

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Konut<\/a>\u00a0kredisi\u00a0 faiz<\/a>\u00a0oranlar\u0131 Akbank’ta y\u00fczde 0,81, Denizbank’ta y\u00fczde 0,94, Finansbank’ta y\u00fczde 0,8, Garanti Bankas\u0131’nda y\u00fczde 0,93, Halkbank’ta y\u00fczde 0,84, HSBC Bank’ta y\u00fczde 0,95, T\u00fcrkiye i\u015f Bankas\u0131’nda y\u00fczde 0,84, T\u00fcrk Ekonomi Bankas\u0131’nda y\u00fczde 1,20, Vak\u0131fbank’ta y\u00fczde 0,98, Ziraat Bankas\u0131’nda ise y\u00fczde 0,85 seviyelerinde bulunuyor.<\/p>\n

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Ta\u015f\u0131t kredilerinde, 20 bin lira tutar ve 24 ay vadede faiz oranlar\u0131 Akbank’ta y\u00fczde 1,25, Denizbank’ta y\u00fczde 1,39, Finansbank’ta y\u00fczde 1,17, Garanti Bankas\u0131’nda y\u00fczde 1,44, Halkbank’ta y\u00fczde 0,79, HSBC Bank’ta y\u00fczde 1,29, T\u00fcrkiye \u0130\u015f Bankas\u0131’nda y\u00fczde 1,38, T\u00fcrk Ekonomi Bankas\u0131’nda y\u00fczde 1,35, Vak\u0131fbank’ta y\u00fczde 1,19, Ziraat Bankas\u0131’nda ise 1,32 oldu\u011fu belirlendi.<\/p>\n
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Bankalar\u0131n ihtiya\u00e7 kredisi faiz oranlar\u0131 da 10 bin lira ve 24 ay vade se\u00e7ene\u011finde Akbank’ta y\u00fczde 0,96, Denizbank’ta y\u00fczde 1,49, Finansbank’ta y\u00fczde 1,69, Garanti Bankas\u0131’nda y\u00fczde 1,69, Halkbank’ta y\u00fczde 1,30, HSBC Bank’ta y\u00fczde 1,67, T\u00fcrkiye \u0130\u015f Bankas\u0131’nda y\u00fczde 1,68, T\u00fcrk Ekonomi Bankas\u0131’nda y\u00fczde 1,65, Vak\u0131fbank’ta y\u00fczde 1,39, Ziraat Bankas\u0131’nda ise y\u00fczde 1,14 oldu\u011fu g\u00f6r\u00fcld\u00fc.<\/p>\n
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\u201cD\u00fc\u015f\u00fc\u015f trendi devam edecek\u201d<\/strong><\/p>\n
Garanti Yat\u0131r\u0131m Bankac\u0131l\u0131k Sekt\u00f6r Analisti Recep Demir, Merkez Bankas\u0131’n\u0131n Eyl\u00fcl ay\u0131ndan itibaren faiz koridorunun \u00fcst band\u0131n\u0131 a\u015fa\u011f\u0131 do\u011fru \u00e7ekti\u011fini vurgulayarak, bankalar\u0131n,kredi<\/a>\u00a0faiz oranlar\u0131n\u0131 hesaplarken faiz koridorunun \u00fcst band\u0131n\u0131 esas ald\u0131\u011f\u0131n\u0131 belirtti.
\nDemir, bu banttaki de\u011fi\u015fikliklerle kredilerin maliyet oranlar\u0131n\u0131n azald\u0131\u011f\u0131n\u0131 ifade ederek, \u015funlar\u0131 kaydetti:<\/p>\n
\u201cKrediler ucuzlad\u0131\u011f\u0131 i\u00e7in talep de art\u0131yor ancak talebin artmas\u0131n\u0131 Merkez Bankas\u0131 \u00e7ok fazla istemedi\u011fi i\u00e7in bankalar\u0131n maliyetlerini art\u0131rmak \u00fczere munzam kar\u015f\u0131l\u0131klar\u0131 art\u0131r\u0131yor. Ancak bu sefer munzama dokunmad\u0131. Merkez Bankas\u0131’n\u0131n faiz kararlar\u0131 konut, ta\u015f\u0131t ve ihtiya\u00e7 kredilerinin d\u00fc\u015fmesinde rol oynad\u0131. Faiz koridorunun \u00fcst band\u0131n\u0131n y\u00fczde 8,5’den 7,5’e gelmesi ayn\u0131 trendin devam edece\u011fini g\u00f6steriyor.\u201d<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"
Baz\u0131 bankalardaki kredi faiz oranlar\u0131 31 Mart itibariyle konut kredisinde 100 bin lira ve 120 ay vade i\u00e7in y\u00fczde 0,8 ile 1,20, ta\u015f\u0131t kredileri 20 bin lira ve 24 ay vadede y\u00fczde 0,79 ile 1,44 aras\u0131nda, ihtiya\u00e7 kredileri ise 10 bin lira ve 24 ay vade \u00fczerinden hesapland\u0131\u011f\u0131nda y\u00fczde 0,96 ile 1,69 aral\u0131\u011f\u0131nda de\u011fi\u015fiyor. […]<\/p>\n","protected":false},"author":1,"featured_media":33096,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,20],"tags":[4935,7769,4409],"class_list":["post-33095","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-turkiye","tag-dusus","tag-faiz","tag-kredi"],"_links":{"self":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/33095","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=33095"}],"version-history":[{"count":0,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/33095\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/media\/33096"}],"wp:attachment":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=33095"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=33095"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=33095"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}