![](\"http:\/\/www.erzurumflas.com\/wp-content\/uploads\/2016\/03\/genclerin-iyilik-halini-sorguluyorlar_97b01ea.jpg\")
Maltepe \u00dcniversitesi \u0130nsan ve Toplum Bilimleri Uygulama ve Ara\u015ft\u0131rma Merkezi K\u00fcresel Para Haftas\u0131\u2019nda tamamlanan ara\u015ft\u0131rma, gen\u00e7ler aras\u0131ndaki finansal iyilik halini finansal okuryazarl\u0131k ile birlikte sorguluyor.<\/p>\n
Maltepe \u00dcniversitesi \u0130nsan ve Toplum Bilimleri Uygulama ve Ara\u015ft\u0131rma Merkezi taraf\u0131ndan y\u00fcr\u00fct\u00fclen \u00e7al\u0131\u015fma gen\u00e7lerin b\u00fct\u00e7e yapma al\u0131\u015fkanl\u0131klar\u0131ndan finansal hedeflerine dair pek \u00e7ok konuda ipu\u00e7lar\u0131 i\u00e7eriyor. K\u00fcresel Para Haftas\u0131\u2019nda tamamlanan ara\u015ft\u0131rma gen\u00e7ler aras\u0131ndaki finansal iyilik halini finansal okuryazarl\u0131k ile birlikte sorguluyor.<\/p>\n
D\u00fcnya Sa\u011fl\u0131k \u00d6rg\u00fct\u00fc 1947 y\u0131l\u0131nda sa\u011fl\u0131k kavram\u0131n\u0131 \u201cbedensel, ruhsal ve sosyal\u201d y\u00f6nlerden tam bir iyilik hali olarak tan\u0131mlad\u0131. G\u00fcn\u00fcm\u00fczde tan\u0131m daha da geni\u015fledi, iyi olu\u015f g\u00f6stergeleri ya\u015fam kalitesini etkileyen t\u00fcm y\u00f6nleri ile ele al\u0131n\u0131yor; i\u015fin s\u0131rr\u0131 pek \u00e7ok a\u00e7\u0131dan b\u00fct\u00fcnsel olarak dengede olmak.<\/p>\n
Maltepe \u00dcniversitesi \u0130nsan ve Toplum Bilimleri Uygulama ve Ara\u015ft\u0131rma Merkezi (M\u00dcTAM) \u00f6\u011frencilerin iyilik halinin Finansal, Psikolojik, Sosyal ve Fiziksel a\u00e7\u0131dan incelendi\u011fi d\u00f6rt a\u015famal\u0131 bir ara\u015ft\u0131rma ve uygulama projesi ba\u015flatt\u0131. Projenin ilk aya\u011f\u0131 olan finansal iyilik halini finansal okuryazarl\u0131k ile birlikte de\u011ferlendirecek olursak sonu\u00e7lar gen\u00e7lerin b\u00fct\u00e7e y\u00f6netiminden gelece\u011fe y\u00f6nelik finansal planlar\u0131na kadar \u015fa\u015f\u0131rt\u0131c\u0131 ipu\u00e7lar\u0131 sunuyor. Ara\u015ft\u0131rmada online veri toplama y\u00f6ntemi kullan\u0131lm\u0131\u015f olup Maltepe \u00dcniversitesi \u00f6\u011frencisi olan 306 ki\u015finin g\u00f6r\u00fc\u015flerini i\u00e7eriyor.<\/p>\n
GEN\u00c7LER GELECEKLER\u0130 \u0130\u00c7\u0130N KAYGILI<\/p>\n
Ara\u015ft\u0131rma kapsam\u0131nda gen\u00e7lerin finansal bilgi seviyesi, tutum ve davran\u0131\u015flar\u0131 \u00f6l\u00e7\u00fcmlendi. Finans g\u00fcndemine ili\u015fkin akt\u00fcel sorularda \u00f6\u011frencilerin zorluk ya\u015fad\u0131\u011f\u0131 ve her 2 \u00f6\u011frenciden 1\u2019inin enflasyon kavram\u0131n\u0131 tam olarak bilmedi\u011fi g\u00f6r\u00fcld\u00fc. \u00d6\u011frencilerin finansal tutumlar\u0131 san\u0131lan\u0131n aksine uzun vadeli anlay\u0131\u015f i\u00e7eriyor. Dikkatli al\u0131\u015fveri\u015f yapma ve faturalar\u0131 d\u00fczenli \u00f6deme konular\u0131na \u00f6zen g\u00f6steriyorlar. G\u00f6r\u00fc\u015f\u00fclen kitlenin y\u00fczde 85\u2019i herhangi bir \u015fey sat\u0131n almadan \u00f6nce bunu kar\u015f\u0131lay\u0131p kar\u015f\u0131layamayaca\u011f\u0131n\u0131 dikkatlice de\u011ferlendirdi\u011fini ifade ediyor. Ancak bu tutum gen\u00e7lerde gelecek kayg\u0131s\u0131n\u0131 da beraberinde getiriyor. Bor\u00e7lu olduklar\u0131 durumda \u00f6\u011frencilerin y\u00fczde 72\u2019si bu durumu kafalar\u0131na tak\u0131yor. Bug\u00fcn i\u00e7in ya\u015far yar\u0131n\u0131 d\u00fc\u015f\u00fcnmem diyen \u00fcniversite \u00f6\u011frencisi ise yok denecek kadar az.<\/p>\n
GEN\u00c7LER\u0130N HEDEFLER\u0130NE ULA\u015eMAK \u0130\u00c7\u0130N DAVRANI\u015e DE\u011e\u0130\u015e\u0130KL\u0130\u011e\u0130NE \u0130HT\u0130YACI VAR<\/p>\n
Gen\u00e7lerin y\u00fczde 72\u2019si kendilerine finansal bir hedef koyarken, yar\u0131s\u0131ndan fazlas\u0131 ayl\u0131k harcamalar\u0131n\u0131 planlad\u0131\u011f\u0131n\u0131 ifade ediyor. Gen\u00e7lerin davran\u0131\u015fsal a\u00e7\u0131dan en zay\u0131f y\u00f6n\u00fc gelir gider takibi, bu konuda oran y\u00fczde 35 seviyesine d\u00fc\u015f\u00fcyor. Uzun vadeli finansal hedefleri olan gen\u00e7lerin bu hedeflere ula\u015fmak i\u00e7in davran\u0131\u015f de\u011fi\u015fikli\u011fine ihtiyac\u0131 var.<\/p>\n
\u00d6\u011eRENC\u0130LER\u0130N\u0130 DESTEKL\u0130YOR<\/p>\n
Ara\u015ft\u0131rma sonu\u00e7lar\u0131 \u00f6\u011frencilerin sadece y\u00fczde 3\u2019\u00fcn\u00fcn para harcama ve y\u00f6netme bilgilerini okuldan \u00f6\u011frendi\u011fini ortaya koydu. Finansal bilgi edinme konusunda temel kaynak halen aile olarak \u00f6ne \u00e7\u0131k\u0131yor. Maltepe \u00dcniversitesi gen\u00e7lerin finansal okuryazarl\u0131k d\u00fczeyini art\u0131rmak i\u00e7in K\u00fcresel Para Haftas\u0131 kapsam\u0131nda bir seminer d\u00fczenleyerek temel bilgileri edinmelerini sa\u011flayacak.<\/p>\n","protected":false},"excerpt":{"rendered":"
MALTEPE \u00dcN\u0130VERS\u0130TES\u0130 \u0130NSAN VE TOPLUM B\u0130L\u0130MLER\u0130 UYGULAMA VE ARA\u015eTIRMA MERKEZ\u0130 K\u00dcRESEL PARA HAFTASI’NDA TAMAMLANAN ARA\u015eTIRMA, GEN\u00c7LER ARASINDAK\u0130 F\u0130NANSAL \u0130Y\u0130L\u0130K HAL\u0130N\u0130 OKURYAZARLIK \u0130LE B\u0130RL\u0130KTE SORGULUYOR.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12600],"tags":[21007,16952,34574,53780],"class_list":["post-385807","post","type-post","status-publish","format-standard","hentry","category-egitim-2","tag-iyilik","tag-genclerin","tag-halini","tag-sorguluyorlar"],"_links":{"self":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/385807","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=385807"}],"version-history":[{"count":0,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/385807\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=385807"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=385807"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=385807"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}