Erzurum Ticaret ve Sanayi Odas\u0131 (ETSO) Y\u00f6netim Kurulu Ba\u015fkan\u0131 L\u00fctf\u00fc Y\u00fccelik, T\u00fcrkiye\u2019deki bankac\u0131l\u0131k sisteminin g\u00fc\u00e7l\u00fc olmas\u0131n\u0131n faydas\u0131n\u0131n ekonomik krizlerde g\u00f6r\u00fcld\u00fc\u011f\u00fcn\u00fc belirterek, buna kar\u015f\u0131l\u0131k sekt\u00f6r\u00fcn ele\u015ftirilecek y\u00f6nlerinin de oldu\u011funu s\u00f6yledi.<\/p>\n
\n\u0130\u015f Bankas\u0131 ile D\u00fcnya Gazetesi\u2019nin d\u00fczenledi\u011fi 33. \u201c\u0130\u015f\u2019le Bulu\u015fmalar\u201d toplant\u0131s\u0131, Paland\u00f6ken Kayak Merkezi\u2019ndeki Polat Renaissance Otel\u2019de ger\u00e7ekle\u015ftirildi. \u201cErzurum\u2019da Yeni Bir Bak\u0131\u015f\u201d ad\u0131yla d\u00fczenlenen
\ntoplant\u0131ya, Vali Dr. Ahmet Alt\u0131parmak, B\u00fcy\u00fck\u015fehir Belediye Ba\u015fkan\u0131 Av. Ahmet K\u00fc\u00e7\u00fckler, Erzurum Teknik \u00dcniversitesi (ET\u00dc) Rekt\u00f6r\u00fc Prof. Dr. Muammer Yaylal\u0131, Emniyet M\u00fcd\u00fcr\u00fc Halit Turgut Y\u0131ld\u0131z, \u0130\u015f Bankas\u0131 Genel M\u00fcd\u00fcr\u00fc Adnan Bali, ETSO Y\u00f6netim Kurulu Ba\u015fkan\u0131 L\u00fctf\u00fc Y\u00fccelik, Erzurum Ticaret Borsas\u0131 (ETB) Y\u00f6netim Kurulu Ba\u015fkan\u0131 Hakk\u0131 H\u0131n\u0131sl\u0131o\u011flu, K\u0131z\u0131lay \u015eube Ba\u015fkan\u0131 Mithat Turgutcan, sekt\u00f6r temsilcileri, i\u015f adamlar\u0131 ile ETSO Meclis ve y\u00f6netim kurulu \u00fcyeleri kat\u0131ld\u0131.<\/p>\n
<\/p>\n
\n\u201cG\u00dcVEN; BANKACILIK \u0130\u00c7\u0130N EN \u00d6NEML\u0130 SERMAYE\u201d
\nModerat\u00f6rl\u00fc\u011f\u00fcn\u00fc, D\u00fcnya Gazetesi Genel Yay\u0131n Y\u00f6netmeni Hakan G\u00fclda\u011f\u2019\u0131n yapt\u0131\u011f\u0131 toplant\u0131n\u0131n a\u00e7\u0131\u015f konu\u015fmas\u0131n\u0131, \u0130\u015f Bankas\u0131 Genel M\u00fcd\u00fcr\u00fc Adnan Bali yapt\u0131. Erzurum\u2019un \u0130\u015f Bankas\u0131 a\u00e7\u0131s\u0131ndan \u00f6nemli bir kent oldu\u011funu ifade eden Genel M\u00fcd\u00fcr Bali, bankan\u0131n Erzurum\u2019daki ilk \u015fubesinin 1929 y\u0131l\u0131nda hizmete girdi\u011fini s\u00f6yledi. Konu\u015fmas\u0131nda, Erzurum\u2019un tarihi, ekonomik ve stratejik a\u00e7\u0131dan \u00e7ok \u00f6nemli bir \u015fehir oldu\u011funu vurgulayan Genel M\u00fcd\u00fcr Bali, \u201cErzurum, \u00f6z\u00fc, s\u00f6z\u00fc bir, mert insanlar\u0131n ya\u015fad\u0131\u011f\u0131 ve i\u015fte bu \u00f6zellikleri itibariyle bankac\u0131l\u0131\u011f\u0131n sa\u011fl\u0131kl\u0131 yap\u0131labildi\u011fi bir \u015fehirdir. Bu sebeple \u00e7ok daha b\u00fcy\u00fck potansiyelleri hak eden bir kent\u2026 Ticarette en \u00f6nemli sermaye s\u00f6zd\u00fcr, s\u00f6z\u00fcn\u00fcn arkas\u0131ndan durmakt\u0131r. Bu a\u00e7\u0131dan bak\u0131ld\u0131\u011f\u0131nda da Erzurum\u2019un bankac\u0131l\u0131k a\u00e7\u0131s\u0131ndan \u00e7ok \u00f6nemli bir sermayesi oldu\u011funu s\u00f6yleyebiliriz. \u0130pekyolu \u00fczerinde kurulan bu \u015fehir zamanla i\u00e7erisinde bu miras\u0131n\u0131 ve avantajlar\u0131n\u0131 daha \u00e7ok kullanaca\u011f\u0131 bir faza girmesi en b\u00fcy\u00fck temennimiz\u2026 Sadece temenni de\u011fil, bunu temin etmek i\u00e7in \u00e7ok daha fazla \u00e7al\u0131\u015fmam\u0131z gerekir. Erzurum\u2019un ticari potansiyelinde de s\u00f6z eden Genel M\u00fcd\u00fcr Bali, kentin geli\u015fen sanayisi ve tar\u0131m\u0131 ile Do\u011fu Anadolu B\u00f6lgesi\u2019nin cazibe merkezi oldu\u011funu dile getirdi.
\nToplant\u0131da Genel M\u00fcd\u00fcr Bali\u2019nin ard\u0131ndan Vali Dr. Ahmet Alt\u0131parmak bir konu\u015fma yapt\u0131. Erzurum\u2019da g\u00f6reve ba\u015flayal\u0131 k\u0131sa bir s\u00fcre olmas\u0131na ra\u011fmen kentin ekonomisi, sosyal ve k\u00fclt\u00fcrel yap\u0131s\u0131yla ilgili \u00f6nemli bilgiler edindi\u011fini kaydeden Vali Alt\u0131parmak; \u201cErzurum\u2019un en b\u00fcy\u00fck avantajlar\u0131ndan birisi kentini seven insanlar\u0131n burada ya\u015f\u0131yor olmas\u0131d\u0131r. Yani, \u2018kentin sakini de\u011fil, sahibiyiz\u2019 diyen insanlar\u0131n burada ya\u015f\u0131yor olmas\u0131 \u00e7ok \u00f6nemlidir.\u201d dedi.<\/p>\n
<\/p>\n
\nErzurum\u2019un, e\u011fitim, turizm, sa\u011fl\u0131k ve ula\u015f\u0131m alanlar\u0131nda \u00f6nemli bir kent oldu\u011funun alt\u0131n\u0131 \u00e7izen Vali Alt\u0131parmak, yap\u0131lacak \u00e7al\u0131\u015fmalarla kentin daha cazip hale getirilebilece\u011fine dikkati \u00e7ekti.<\/p>\n
<\/p>\n
\nBA\u015eKAN Y\u00dcCEL\u0130K, SEKT\u00d6R\u00dc HEM \u00d6VD\u00dc, HEM ELE\u015eT\u0130RD\u0130
\nToplant\u0131da daha sonra ETSO Y\u00f6netim Kurulu Ba\u015fkan\u0131 L\u00fctf\u00fc Y\u00fccelik bir konu\u015fma yapt\u0131. Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn \u00fclke a\u00e7\u0131s\u0131ndan \u00f6nemine de\u011finen Ba\u015fkan Y\u00fccelik, sekt\u00f6r\u00fcn\u00fcn g\u00fc\u00e7l\u00fc olmas\u0131n\u0131n faydalar\u0131n\u0131n, ya\u015fanan k\u00fcresel ve ulusal krizlerde g\u00f6r\u00fcld\u00fc\u011f\u00fcn\u00fc belirterek, sekt\u00f6r\u00fcn g\u00fc\u00e7s\u00fcz oldu\u011fu zamanlarda ya\u015fanan s\u0131k\u0131nt\u0131lar\u0131n \u00fclke ekonomisine b\u00fcy\u00fck zarar verdi\u011fini dile getirdi. Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn ele\u015ftirilmesi gereken y\u00f6nlerinin de oldu\u011funu vurgulayan Ba\u015fkan Y\u00fccelik, \u201cTabi, kurulu\u015fu Cumhuriyetle ya\u015f\u0131t olan \u0130\u015f Bankas\u0131 ve di\u011fer milli bankalar\u0131m\u0131z\u0131n kriz d\u00f6nemlerinde yapt\u0131klar\u0131 iyi niyetli \u00e7abalar\u0131 biliyor ve takdir ediyoruz. Bizler, t\u00fcccar ve sanayiciler olarak bunlar\u0131 asla unutmuyoruz. Onlar en zor g\u00fcnlerimizde ba\u015f\u0131m\u0131z\u0131n \u00fcst\u00fcnden \u015femsiyeyi kald\u0131rmad\u0131lar. Ama \u00f6yle bankalar var ki, sadece para toplay\u0131p, bireysel krediler kulland\u0131r\u0131yorlar. G\u00f6n\u00fcl ister ki, T\u00fcrkiye\u2019deki finans sekt\u00f6r\u00fc bu k\u00e2rlar\u0131n\u0131n b\u00fcy\u00fck k\u0131sm\u0131n\u0131 \u00fcretime, KOB\u0130\u2019lere aktars\u0131n. Ama maalesef rakamlara bakt\u0131\u011f\u0131m\u0131zda KOB\u0130\u2019lere kulland\u0131r\u0131lan kredilerin olmas\u0131 gerekenden \u00e7ok d\u00fc\u015f\u00fck oldu\u011funu g\u00f6r\u00fcyoruz. Bireysel kredilerin yerine \u00fcretime y\u00f6nelik kredilerin art\u0131r\u0131lmas\u0131 gerekir.\u201d diye konu\u015ftu.<\/p>\n
<\/p>\n
\nSon d\u00f6nemde ya\u015fanan olaylar\u0131n, \u00fclkeyi yeni s\u0131k\u0131nt\u0131larla kar\u015f\u0131 kar\u015f\u0131ya getirmemesini temenni eden Ba\u015fkan Y\u00fccelik, \u201c\u00c7\u00fcnk\u00fc bu olaylar\u0131n \u00f6ncesinde faizlerde \u00e7ok g\u00fczel d\u00fc\u015f\u00fc\u015fler ya\u015fand\u0131. Bu olaylar sebebiyle bir miktar dalgalanma oldu ancak yine \u00f6nceki seviyesine geldi. \u0130n\u015fallah son d\u00f6nemdeki bu s\u0131k\u0131nt\u0131lar\u0131 daha b\u00fcy\u00fck s\u0131k\u0131nt\u0131lara yol a\u00e7madan atlataca\u011f\u0131z\u201d dedi.<\/p>\n
<\/p>\n
\n\u00dclkede finans sekt\u00f6r\u00fc gibi reel sekt\u00f6r\u00fcn de g\u00fc\u00e7l\u00fc olmas\u0131 gerekti\u011fini anlatan Ba\u015fkan Y\u00fccelik \u015funlar\u0131 s\u00f6yledi; \u201cAma maalesef finans sekt\u00f6r\u00fc reel sekt\u00f6re hak etti\u011fi de\u011feri vermiyor. Biz zaman zaman Ticaret ve Sanayi Odas\u0131 olarak bankalar\u0131m\u0131zla d\u00fc\u015f\u00fck faizli kredi s\u00f6zle\u015fmeleri imzal\u0131yoruz. En \u00e7ok \u00fcyelerimizden tenkit ald\u0131\u011f\u0131m\u0131z konu, bu s\u00f6zle\u015fmeler\u2026 Baz\u0131 bankalar sudan bahanelerle \u00fcyelerimizin alaca\u011f\u0131 kredinin iki kat\u0131 teminat istiyor. Bu oranlar\u0131n daha dengeli bir hale gelmesi en b\u00fcy\u00fck temennimiz. Bunun yan\u0131 s\u0131ra, teminat\u0131 yetersiz g\u00f6r\u00fclen \u00fcyelerimizin Kredi Garanti Fonu arac\u0131l\u0131\u011f\u0131yla desteklenmesi konusunda bankalar\u0131n a\u00e7\u0131k kap\u0131 b\u0131rakmas\u0131n\u0131 istiyoruz. Bu \u015fekilde bankalar\u0131n ticarette, sanayide, \u00fcretimde daha fazla kredi kulland\u0131rmas\u0131n\u0131 ve \u00fclkenin kalk\u0131nmas\u0131n\u0131n temeli olan \u00fcretim sekt\u00f6r\u00fcne daha fazla destek vermesini arzu ediyoruz.\u201d
\nETSO Ba\u015fkan\u0131 Y\u00fccelik, konu\u015fmas\u0131n\u0131n son b\u00f6l\u00fcm\u00fcnde, bankalar\u0131n faizlerdeki d\u00fc\u015f\u00fc\u015f\u00fc g\u00f6z \u00f6n\u00fcne alarak, daha \u00f6nce kulland\u0131r\u0131lan kredilerin faiz oranlar\u0131nda g\u00fcncelleme yapmalar\u0131 gerekti\u011fini s\u00f6zlerine ekledi.
\nBa\u015fkan Y\u00fccelik\u2019in konu\u015fmas\u0131n\u0131n ard\u0131ndan, Okan \u00dcniversitesi \u00f6\u011fretim \u00fcyesi Prof. Dr. Taner Berksoy, Alt\u0131nay Robot Teknolojileri Genel M\u00fcd\u00fcr\u00fc Hakan Alt\u0131nay, \u0130zmir \u0130li Dam\u0131zl\u0131k Koyun Ke\u00e7i Yeti\u015ftiricileri Birli\u011fi Ba\u015fkan\u0131 \u00d6zer T\u00fcrer ve D\u00fcnya Gazetesi yazar\u0131 R\u00fc\u015ft\u00fc Bozkurt\u2019un konu\u015fmac\u0131 oldu\u011fu panel ger\u00e7ekle\u015ftirildi.<\/p>\n","protected":false},"excerpt":{"rendered":"
Erzurum Ticaret ve Sanayi Odas\u0131 (ETSO) Y\u00f6netim Kurulu Ba\u015fkan\u0131 L\u00fctf\u00fc Y\u00fccelik, T\u00fcrkiye\u2019deki bankac\u0131l\u0131k sisteminin g\u00fc\u00e7l\u00fc olmas\u0131n\u0131n faydas\u0131n\u0131n ekonomik krizlerde g\u00f6r\u00fcld\u00fc\u011f\u00fcn\u00fc belirterek, buna kar\u015f\u0131l\u0131k sekt\u00f6r\u00fcn ele\u015ftirilecek y\u00f6nlerinin de oldu\u011funu s\u00f6yledi. \u0130\u015f Bankas\u0131 ile D\u00fcnya Gazetesi\u2019nin d\u00fczenledi\u011fi 33. \u201c\u0130\u015f\u2019le Bulu\u015fmalar\u201d toplant\u0131s\u0131, Paland\u00f6ken Kayak Merkezi\u2019ndeki Polat Renaissance Otel\u2019de ger\u00e7ekle\u015ftirildi. \u201cErzurum\u2019da Yeni Bir Bak\u0131\u015f\u201d ad\u0131yla d\u00fczenlenen toplant\u0131ya, Vali […]<\/p>\n","protected":false},"author":1,"featured_media":41787,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,1],"tags":[9520,7437,4295,9519],"class_list":["post-41786","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-gundem","tag-bankalar","tag-elestiri","tag-etso","tag-lutfu-yucelik-kimdir"],"_links":{"self":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/41786","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=41786"}],"version-history":[{"count":0,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/41786\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/media\/41787"}],"wp:attachment":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=41786"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=41786"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=41786"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}