﻿{"id":43308,"date":"2013-06-25T11:00:57","date_gmt":"2013-06-25T08:00:57","guid":{"rendered":"http:\/\/www.erzurumflas.com\/?p=43308"},"modified":"2013-06-26T20:08:11","modified_gmt":"2013-06-26T17:08:11","slug":"trafik-sigortasi-ve-kasko-ucuzluyor","status":"publish","type":"post","link":"https:\/\/www.erzhaber.com.tr\/?p=43308","title":{"rendered":"Trafik sigortas\u0131 ve kasko ucuzluyor"},"content":{"rendered":"<p><b>T\u00fcketicilerin en \u00e7ok \u015fik\u00e2yet etti\u011fi konular\u0131n ba\u015f\u0131nda gelen kasko ve Zorunlu Trafik Sigortas\u0131 2014\u2019te ucuzlayacak.<\/b><\/p>\n<p>&nbsp;<\/p>\n<p><b><\/b>\u00dcst d\u00fczey bir Hazine yetkilisi, art\u0131\u015f\u0131n ge\u00e7en y\u0131l\u0131n zararlar\u0131n\u0131 kar\u015f\u0131lamak amac\u0131yla yap\u0131ld\u0131\u011f\u0131n\u0131 belirtti. Yetkili, \u201c\u00d6n\u00fcm\u00fczdeki y\u0131ldan itibaren kademeli d\u00fc\u015f\u00fc\u015f olacakt\u0131r. Benzer bir durum ge\u00e7ti\u011fimiz y\u0131llarda ya\u015fanm\u0131\u015ft\u0131.\u201d dedi.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Zaman&#8217;\u0131n haberine g\u00f6re, her y\u0131l yakla\u015f\u0131k 10 milyon arac\u0131n yeniledi\u011fi Zorunlu Trafik Sigortas\u0131\u2019nda fiyatlar y\u00fczde 100\u2019e varan oranlarda art\u0131\u015f g\u00f6sterirken, vatanda\u015f\u0131n g\u00f6z\u00fc indirime \u00e7evrildi.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>2012 y\u0131l\u0131nda Zorunlu Trafik Sigortas\u0131\u2019ndan 1,1 milyar lira zarar eden sekt\u00f6r temsilcileri \u00f6n\u00fcm\u00fczdeki y\u0131l indirime haz\u0131rlan\u0131yor. Hazine M\u00fcste\u015farl\u0131\u011f\u0131 kaynaklar\u0131ndan edinilen bilgilere g\u00f6re hem zorunlu sigorta hem de kaskoda 2014 y\u0131l\u0131ndan itibaren kademeli indirim yap\u0131lacak.<\/p>\n<p>Bunun sebebi ise ge\u00e7en y\u0131l\u0131n zarar\u0131n\u0131n \u00f6nemli bir k\u0131sm\u0131n\u0131n bu y\u0131l telafi edilecek olmas\u0131.<\/p>\n<p>Hazine b\u00fcrokratlar\u0131n\u0131n konuya ili\u015fkin \u00e7al\u0131\u015fmas\u0131na g\u00f6re benzer bir durum 2008 y\u0131l\u0131nda da ya\u015fand\u0131. O y\u0131l dip yapan fiyatlar sonras\u0131nda art\u0131\u015fa ge\u00e7ip tekrar gerileme g\u00f6sterdi.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>GE\u00c7EN SENEK\u0130 ZARAR 61 M\u0130LYON<\/strong><\/p>\n<p><strong>2013 y\u0131l\u0131 ba\u015f\u0131ndan itibaren fiyatlardaki art\u0131\u015f\u0131n ge\u00e7en y\u0131l\u0131n zararlar\u0131n\u0131 kar\u015f\u0131lamak amac\u0131yla yap\u0131ld\u0131\u011f\u0131na dikkat \u00e7eken \u00fcst d\u00fczey bir Hazine yetkilisi, \u201cSigorta \u015firketleri ge\u00e7en y\u0131l kaskoda 61 milyon liral\u0131k bir zarar etti<\/strong>. Bunun i\u00e7in kasko sigortalar\u0131ndaki prim art\u0131\u015f\u0131 s\u0131n\u0131rl\u0131 oldu.Ancak zorunlu trafikte baz\u0131 firmalar ciddi fiyat y\u00fckseltti.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Benzer bir durum 2008 y\u0131l\u0131nda da ya\u015fanm\u0131\u015ft\u0131. O y\u0131l dipten fiyat verildikten sonra 2009\u2019da tekrar fiyatlar bir miktar art\u0131\u015fa ge\u00e7ilmi\u015fti. 2013 y\u0131l\u0131nda da bir miktar art\u0131\u015f oldu ancak \u00f6n\u00fcm\u00fczdeki y\u0131ldan itibaren fiyatlarda kademeli bir d\u00fc\u015f\u00fc\u015f olacakt\u0131r.\u201d dedi.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Trafik sigortas\u0131 primlerinin son bir y\u0131ll\u0131k d\u00f6nemde y\u00fczde 300\u2019e varan oranlarda art\u0131\u015f g\u00f6stermesinin ard\u0131ndan ekonomi y\u00f6netiminin \u00fc\u00e7 a\u015famal\u0131 fiyatlar\u0131 \u00f6nleyecek form\u00fcl\u00fcn\u00fcn ilk ad\u0131m\u0131 devreye girdi.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Sigorta poli\u00e7elerinin internetten kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131na imkan sa\u011flayan d\u00fczenleme ge\u00e7en hafta Resmi Gazete\u2019de yay\u0131mland\u0131.\u00a0<strong>Buna g\u00f6re sigorta \u015firketleri, zorunlu trafi\u011fe ili\u015fkin olarak resmi internet sitelerinde ge\u00e7erli sigorta tarifeleri kapsam\u0131nda prim sorgulama ekran\u0131 tahsis edecek.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Bu sayede vatanda\u015flar primleri kar\u015f\u0131la\u015ft\u0131rarak daha ucuzunu se\u00e7me imkan\u0131na kavu\u015fabilecek. Hazine\u2019nin fiyatlarda d\u00fc\u015f\u00fcr\u00fcc\u00fc etkisi olacak di\u011fer y\u00f6ntem ise zorunlu trafikte fiyat\u0131 y\u00fckselten kar\u015f\u0131l\u0131k ayr\u0131lmas\u0131 konusunun yeniden d\u00fczenlenmesi. Sekt\u00f6re y\u00f6nelik yap\u0131lacak fiyatlar\u0131n y\u00fckselmesini \u00f6nleyecek \u00fc\u00e7\u00fcnc\u00fc d\u00fczenleme ise tamirci ve yetkili servislere y\u00f6nelik olacak.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Ekonomi y\u00f6netiminin \u00e7al\u0131\u015fmas\u0131na g\u00f6re kaza sonras\u0131nda ortaya \u00e7\u0131kan zarar\u0131 art\u0131ran yetkili servisler yerine k\u00fc\u00e7\u00fck tamircilere gitmeyi te\u015fvik edecek bir d\u00fczenleme \u00fczerinde duruluyor. Zorunlu Trafik Sigortas\u0131 bran\u015f\u0131nda zarar a\u00e7\u0131klayan sekt\u00f6rde faaliyet g\u00f6steren \u015firketler bunun faturas\u0131n\u0131 vatanda\u015fa \u00e7\u0131kar\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>17 M\u0130LYON ARA\u00c7 VAR<\/strong><\/p>\n<p>Birka\u00e7 y\u0131l \u00f6ncesine kadar 100-150 T\u00fcrk Liras\u0131 aras\u0131nda olan bir y\u0131ll\u0131k prim bug\u00fcnlerde 3-4 kat art\u0131\u015f g\u00f6stererek 500 liran\u0131n \u00fczerine kadar \u00e7\u0131kabiliyor. Trafik sigortas\u0131 primleri 1 Temmuz 2008 tarihinden itibaren Hazine M\u00fcste\u015farl\u0131\u011f\u0131 yerine sigorta \u015firketleri taraf\u0131ndan belirleniyor.<strong>\u00a0T\u00fcrkiye genelinde 17 milyon trafi\u011fe kay\u0131tl\u0131 ara\u00e7 bulunuyor. Bunlardan 14 milyonunun Zorunlu Trafik Sigortas\u0131 bulunurken, kaskolu ara\u00e7 say\u0131s\u0131 ise 4,7 milyon adet.<\/strong>\u00a050 milyar liral\u0131k b\u00fcy\u00fckl\u00fc\u011fe ula\u015fan sigorta sekt\u00f6r\u00fc 2012 y\u0131l\u0131n\u0131 1 milyar 60 milyon liral\u0131k zararla kapatm\u0131\u015ft\u0131. Zarar\u0131n \u00f6nemli bir k\u0131sm\u0131 hasar \u00f6demelerinin \u00e7oklu\u011fu sebebiyle trafik sigortas\u0131ndan kaynakland\u0131.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Sigorta \u015firketlerinin son yedi y\u0131lda trafik sigortas\u0131ndan olu\u015fan zarar\u0131 3,4 milyar liray\u0131 buluyor.<\/strong>\u00a0T\u00fcrkiye\u2019de ki\u015fi ba\u015f\u0131na 146 dolar sigorta primi \u00f6demesi yap\u0131l\u0131rken, y\u0131ll\u0131k toplam hasar \u00f6demesi miktar\u0131 ise 11 milyar liran\u0131n \u00fczerine \u00e7\u0131k\u0131yor. Hazine M\u00fcste\u015farl\u0131\u011f\u0131\u2019n\u0131n Karayollar\u0131 Motorlu Ara\u00e7lar Zorunlu Mali Sorumluluk Sigortas\u0131nda Tarife Uygulama Esaslar\u0131 Hakk\u0131nda Y\u00f6netmelikte De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Y\u00f6netmeli\u011fi Resmi Gazete\u2019de yay\u0131mland\u0131.<strong>D\u00fczenlemeye g\u00f6re \u015firketler ara\u00e7 t\u00fcrlerine g\u00f6re de il baz\u0131nda temel sigorta primini serbest\u00e7e tespit edebilecek ve tespit ettikleri temel primleri ve tarifeleri ilgili ay\u0131n birinden son g\u00fcn\u00fcne kadar de\u011fi\u015ftiremeyecek.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcketicilerin en \u00e7ok \u015fik\u00e2yet etti\u011fi konular\u0131n ba\u015f\u0131nda gelen kasko ve Zorunlu Trafik Sigortas\u0131 2014\u2019te ucuzlayacak. &nbsp; \u00dcst d\u00fczey bir Hazine yetkilisi, art\u0131\u015f\u0131n ge\u00e7en y\u0131l\u0131n zararlar\u0131n\u0131 kar\u015f\u0131lamak amac\u0131yla yap\u0131ld\u0131\u011f\u0131n\u0131 belirtti. Yetkili, \u201c\u00d6n\u00fcm\u00fczdeki y\u0131ldan itibaren kademeli d\u00fc\u015f\u00fc\u015f olacakt\u0131r. Benzer bir durum ge\u00e7ti\u011fimiz y\u0131llarda ya\u015fanm\u0131\u015ft\u0131.\u201d dedi. &nbsp; &nbsp; Zaman&#8217;\u0131n haberine g\u00f6re, her y\u0131l yakla\u015f\u0131k 10 milyon arac\u0131n yeniledi\u011fi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[9848,6598,9849],"class_list":["post-43308","post","type-post","status-publish","format-standard","hentry","category-ekonomi","tag-kasko","tag-trafik-sigortasi","tag-ucuzluyor"],"_links":{"self":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/43308","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=43308"}],"version-history":[{"count":0,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/43308\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=43308"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=43308"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=43308"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}