{"id":46520,"date":"2013-07-23T09:20:14","date_gmt":"2013-07-23T06:20:14","guid":{"rendered":"http:\/\/www.erzurumflas.com\/?p=46520"},"modified":"2013-07-23T17:55:32","modified_gmt":"2013-07-23T14:55:32","slug":"vatandasi-zarara-ugratan-bankalara-dava-soku","status":"publish","type":"post","link":"https:\/\/www.erzhaber.com.tr\/?p=46520","title":{"rendered":"Vatanda\u015f\u0131 zarara u\u011fratan bankalara dava \u015foku"},"content":{"rendered":"<p><strong itemprop=\"description\">Birlikte hareket ederek faiz ayarlamas\u0131 yapan, y\u00fcksek oranlarla vatanda\u015f\u0131 zarara u\u011fratan ve bu y\u00fczden Rekabet Kurumu\u2019ndan ceza alan bankalara, t\u00fcketiciler dava a\u00e7maya haz\u0131rlan\u0131yor.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong itemprop=\"description\"><\/strong><strong>T\u00fcketiciler Derne\u011fi (T\u00dcDER)<\/strong>\u00a0ve<strong>T\u00fcketici Hukuku Enstit\u00fcs\u00fc<\/strong>, Rekabet \u00a0Kurumu\u2019ndan, 1.1milyar lira ceza alan 12\u00a0<em><strong>banka<\/strong><\/em>ya, t\u00fcketiciler ad\u0131na dava a\u00e7arak, zarar\u0131n tazminini isteyecek.<strong>\u00a0Rekabet Kurumu<\/strong>\u2019nun12 bankaya verdi\u011fi para cezas\u0131n\u0131n gerek\u00e7eli karar\u0131n\u0131 a\u00e7\u0131klamas\u0131n\u0131n ard\u0131ndan, t\u00fcketici dernekleri harekete ge\u00e7ti.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p itemprop=\"articleBody\">Bankalara y\u00f6nelik \u2018kartel\u2019 iddias\u0131n\u0131 kabul etmeyen Rekabet Kurumu, 168 sayfal\u0131k gerek\u00e7eli karar\u0131nda bankalar\u0131n birbirleriyle anla\u015farak, uyumlu hareket ettiklerini ve dolay\u0131s\u0131yla rekabeti ihlal ettiklerine karar vermi\u015fti.<\/p>\n<div itemprop=\"articleBody\"><\/div>\n<div itemprop=\"articleBody\"><\/div>\n<div itemprop=\"articleBody\">\n<p><strong>Zarar\u0131 faiziyle isteyece\u011fiz<\/strong><\/p>\n<p>T\u00dcDER Genel Ba\u015fkan\u0131\u00a0<strong>Ayd\u0131n A\u011fao\u011flu<\/strong>, \u201cCezaya konu tarihlerde kredi kullanan t\u00fcketiciler fazladan faiz \u00f6dedi ve zarara u\u011frad\u0131lar. \u015eimdi T\u00fcketici Kanunu\u2019nun 23.maddesi gere\u011fince dava a\u00e7aca\u011f\u0131z. Fazladan al\u0131nan bedellerin\u00a0<strong>faiz<\/strong>iyle beraber hak sahiplerine iadesine karar verilmesini talep edece\u011fiz\u201d dedi.<\/p>\n<p><strong>3 kat\u0131 tazminat<\/strong><\/p>\n<p>4054 say\u0131l\u0131 Rekabetin Korunmas\u0131 kanununa g\u00f6re, rekabet ihlalinden zarar g\u00f6renlere, u\u011frad\u0131klar\u0131 zarar\u0131n3 kat\u0131na kadar tazminat isteme hakk\u0131 da tan\u0131d\u0131\u011f\u0131n\u0131 ifade eden A\u011fao\u011flu, bu bedelin t\u00fcketicilere iadesine karar verilmesini talep edeceklerini ifade etti.<\/p>\n<\/div>\n<div itemprop=\"articleBody\"><\/div>\n<div itemprop=\"articleBody\"><\/div>\n<div itemprop=\"articleBody\"><\/div>\n<div itemprop=\"articleBody\">\n<p><strong>Bankalar\u0131n kredi hacmi artt\u0131<\/strong><\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn toplam kredi hacmi, 12 Temmuz itibariyle 942 milyar 676 milyon liraya ula\u015ft\u0131.\u00a0<strong>BDDK\u00a0<\/strong>verilerine g\u00f6re genel toplam i\u00e7inde t\u00fcketici kredileri 227 milyar 70 milyon lira oldu.<\/p>\n<p>T\u00fcketici kredilerinin 101 milyar 844 milyon liras\u0131n\u0131 konut, 8 milyar 242 milyon liras\u0131n\u0131 ta\u015f\u0131t ve 80 milyar 184 milyon liras\u0131n\u0131 da ihtiya\u00e7 kredileri olu\u015fturdu. Ticari krediler ise 109 milyar 988 milyon lira olarak ger\u00e7ekle\u015fti. Bankalar\u0131n bireysel kredi kartlar\u0131 alacak tutar\u0131 ise 78 milyar 472 milyon liraya ula\u015ft\u0131.<\/p>\n<\/div>\n<div itemprop=\"articleBody\"><\/div>\n<div itemprop=\"articleBody\"><\/div>\n<div itemprop=\"articleBody\"><\/div>\n<div itemprop=\"articleBody\">\n<p><strong>Binlerce ki\u015fi kuyrukta<\/strong><\/p>\n<p>T\u00fcketici Hukuku Enstit\u00fcs\u00fc Genel Ba\u015fkan\u0131\u00a0<strong>Hakan Tokba\u015f\u00a0<\/strong>da, Rekabet Kurumu\u2019nun 12 bankaya kesti\u011fi cezan\u0131n gerek\u00e7eli karar\u0131n\u0131n yay\u0131mlanmas\u0131n\u0131n ard\u0131ndan enstit\u00fcye gelen ve destek isteyenlere g\u00f6re, binlerce t\u00fcketici ve tacirin bankalara kar\u015f\u0131 tazminat davas\u0131 a\u00e7maya haz\u0131rland\u0131\u011f\u0131n\u0131 anlatt\u0131.<\/p>\n<\/div>\n<div itemprop=\"articleBody\"><\/div>\n<div itemprop=\"articleBody\"><\/div>\n<div itemprop=\"articleBody\">\n<p>Tokba\u015f, t\u00fcketiciler ve tacirlerin, bu zararlar\u0131 kalem kalem hesaplamak zorunda olmad\u0131\u011f\u0131na dikkati \u00e7ekerek, a\u00e7acaklar\u0131 \u201c<strong>belirsiz alacak davas\u0131<\/strong>\u201d veya\u00a0<strong>\u201ctespit davas\u0131<\/strong>\u201d ile zararlar\u0131n\u0131n uzman bilirki\u015filer taraf\u0131ndan tespit edilebilece\u011fini s\u00f6zlerine ekledi.<\/p>\n<\/div>\n<div itemprop=\"articleBody\"><\/div>\n<div itemprop=\"articleBody\"><\/div>\n<div itemprop=\"articleBody\"><\/div>\n<div itemprop=\"articleBody\">\n<p><strong>Geriye d\u00f6n\u00fck hak aranabilir<\/strong><\/p>\n<p>Yakla\u015f\u0131k 3milyon ki\u015finin faiz \u00e7\u0131kmaz\u0131na s\u00fcr\u00fcklendi\u011fini hat\u0131rlatan A\u011fao\u011flu, \u201cA\u00e7\u0131lacak bu davan\u0131n pek \u00e7ok \u00f6rne\u011fini \u0130spanya, Almanya, \u0130ngiltere ve ABD\u2019de g\u00f6rd\u00fck\u201d diye konu\u015ftu. A\u011fao\u011flu, 6098 say\u0131l\u0131 T\u00fcrk Bor\u00e7larKanunu h\u00fck\u00fcmlerine g\u00f6re 10 y\u0131l geriye d\u00f6n\u00fck hak aranabildi\u011fine vurgu yaparak, hukuk\u00e7ular\u0131yla yapt\u0131klar\u0131 son toplant\u0131da dava dilek\u00e7esine son \u015feklini vereceklerini kaydetti.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Birlikte hareket ederek faiz ayarlamas\u0131 yapan, y\u00fcksek oranlarla vatanda\u015f\u0131 zarara u\u011fratan ve bu y\u00fczden Rekabet Kurumu\u2019ndan ceza alan bankalara, t\u00fcketiciler dava a\u00e7maya haz\u0131rlan\u0131yor. &nbsp; T\u00fcketiciler Derne\u011fi (T\u00dcDER)\u00a0veT\u00fcketici Hukuku Enstit\u00fcs\u00fc, Rekabet \u00a0Kurumu\u2019ndan, 1.1milyar lira ceza alan 12\u00a0bankaya, t\u00fcketiciler ad\u0131na dava a\u00e7arak, zarar\u0131n tazminini isteyecek.\u00a0Rekabet Kurumu\u2019nun12 bankaya verdi\u011fi para cezas\u0131n\u0131n gerek\u00e7eli karar\u0131n\u0131 a\u00e7\u0131klamas\u0131n\u0131n ard\u0131ndan, t\u00fcketici dernekleri harekete [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-46520","post","type-post","status-publish","format-standard","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/46520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=46520"}],"version-history":[{"count":0,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/46520\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=46520"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=46520"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.erzhaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=46520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}