<\/p>\n<\/div>\n<\/div>\n

YARGITAY\u2019dan kasko \u015firketlerine k\u00f6t\u00fc\u00a0haber<\/a>\u00a0geldi. Yarg\u0131tay 17\u2019nci Hukuk Dairesi, sigorta \u015firketinin \u2018s\u00fcr\u00fcc\u00fc alkoll\u00fc\u2019 diye kar\u015f\u0131lamad\u0131\u011f\u0131, 10 bin liral\u0131k onar\u0131m bedelinin \u00f6denmesine vize verdi.\u00a0 N.B adl\u0131 kad\u0131n s\u00fcr\u00fcc\u00fc, d\u00f6rt y\u0131l \u00f6nce Mardin Nusaybin\u2019de kaskolu arac\u0131yla tek tarafl\u0131 trafik kazas\u0131 yapt\u0131. Hasarl\u0131 ara\u00e7 922 kilometre uzakl\u0131kta \u00c7orum\u2019daki servise \u00e7ekiciyle ta\u015f\u0131n\u0131p onar\u0131ld\u0131. Sigorta \u015firketi, \u201cs\u00fcr\u00fcc\u00fc alkoll\u00fc\u201d diyerek hasar\u0131 \u00f6demedi. N.B, onar\u0131m ve \u00e7ekici masraflar\u0131n\u0131n kar\u015f\u0131lanmas\u0131 i\u00e7in 16 bin 400 liral\u0131k maddi tazminat davas\u0131 a\u00e7t\u0131.<\/p>\n

Daval\u0131 temyize gitti<\/strong><\/p>\n

G\u00f6lc\u00fck 1. Asliye Hukuk Mahkemesi, daval\u0131 sigorta \u015firketinin avukat\u0131n\u0131n \u2018S\u00fcr\u00fcc\u00fc alkoll\u00fc, hasar teminat d\u0131\u015f\u0131nda\u2019 itiraz\u0131na ra\u011fmen bilirki\u015fi raporu \u0131\u015f\u0131\u011f\u0131nda hasar\u0131n \u00f6denmesine karar verdi. Mahkeme, 2 Kas\u0131m 2011\u2019de faturaland\u0131r\u0131lan 10 bin 34 liral\u0131k onar\u0131m ve bin 400 liral\u0131k \u00e7ekici masraf\u0131n\u0131n toplam\u0131 11 bin 434 liran\u0131n davac\u0131 s\u00fcr\u00fcc\u00fcye \u00f6denmesine h\u00fckmetti. Daval\u0131 sigorta \u015firketi ise karar\u0131 temyiz etti. \u0130ki tarafl\u0131 \u015fikayetleri inceleyen Yarg\u0131tay 17\u2019nci Hukuk Dairesi, 10 bin 34 liral\u0131k tamir masraf\u0131n\u0131n \u00f6denmesini usul ve yasaya uygun bulup onad\u0131.<\/p>\n

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Kan\u0131tlanmas\u0131 gerekir<\/strong><\/p>\n

Avukat Alper Sar\u0131ca, Yarg\u0131tay\u2019\u0131n s\u00fcr\u00fcc\u00fcn\u00fcn alkoll\u00fc olmas\u0131n\u0131 sigorta bedelinin \u00f6denmemesi i\u00e7in tek ba\u015f\u0131na yeterli saymad\u0131\u011f\u0131n\u0131 belirterek,\u00a0 \u201cKara ta\u015f\u0131tlar\u0131 kasko sigortas\u0131 genel \u015fartlar\u0131na g\u00f6re rizikonun teminat d\u0131\u015f\u0131 kalabilmesi i\u00e7in s\u00fcr\u00fcc\u00fcn\u00fcn sadece alkoll\u00fc olmas\u0131 yeterli de\u011fildir. Kazan\u0131n m\u00fcnhas\u0131ran alkol\u00fcn etkisi ile olu\u015ftu\u011funun sigortac\u0131 taraf\u0131ndan kan\u0131tlanmas\u0131 gereklidir\u201d dedi.\u00a0 Bir ki\u015finin s\u0131rf \u2018alkoll\u00fc\u2019 diye sigorta \u015firketinin \u2018Ben hasar\u0131 \u00f6demem\u2019 diyemece\u011fini ifade eden Sar\u0131ca \u015funlar\u0131 s\u00f6yledi:<\/p>\n

Kazada alkol etkisi yok<\/strong><\/p>\n

\u201cYarg\u0131tay, bu kararda s\u00fcr\u00fcc\u00fcn\u00fcn alkoll\u00fc olmas\u0131n\u0131 kazada etkisi olmad\u0131\u011f\u0131 sonucuna vararak, tazminat talebini kabul etmi\u015ftir. S\u00fcr\u00fcc\u00fcs\u00fc 200 promil alkoll\u00fc olsun, yolunda giderken, kar\u015f\u0131 \u015feritten bir\u00a0araba<\/a>\u00a0gelip \u00fczerine d\u00fc\u015ferse,\u00a0 kasko \u015firketi \u2018alkoll\u00fcs\u00fcn \u00f6demem\u2019 diyemez. Yarg\u0131tay\u2019\u0131n uygulamalar\u0131 bu y\u00f6nde. Yarg\u0131tay, kazaya m\u00fcnhas\u0131ran alkol\u00fcn yol a\u00e7\u0131p a\u00e7mad\u0131\u011f\u0131na, yol, hava \u015fartlar\u0131na, kusur oran\u0131 bak\u0131yor. Ama biz T\u00fcrk insan\u0131y\u0131z. Sigorta \u015firketleri \u2018alkoll\u00fc\u2019 diye hasar\u0131 \u00f6demiyor, 100 ki\u015fiden 5\u2019i dava a\u00e7\u0131yor.\u201d<\/p>\n

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Alkol varsa sigorta kesinlikle \u00f6denmez<\/strong><\/p>\n

T\u00dcRK\u0130YE Sigorta ve Reas\u00fcrans \u015eirketleri Birli\u011fi Genel Sekreteri Erhan Tun\u00e7ay, konu ile ilgili olarak \u015funlar\u0131 s\u00f6yledi: \u201cAlkoll\u00fc ara\u00e7 kullan\u0131l\u0131rken yap\u0131lan kazalarda kasko kesinlikle \u00f6demez. Zaten bu durum kanunda da var. 30 ya da 50 promil diye bir s\u0131n\u0131r da olmad\u0131\u011f\u0131na g\u00f6re, alkoll\u00fc arac\u0131n kazas\u0131n\u0131 kaskonun hi\u00e7 bir \u015fekilde \u00f6demeyece\u011fi sonucu ortaya \u00e7\u0131k\u0131yor. Mahkemenin bu karar\u0131 neye g\u00f6re verdi\u011fine bakmak laz\u0131m. T\u00fcrkiye, alkoll\u00fc ara\u00e7 kullanman\u0131n yasak oldu\u011fu bir \u00fclke. Ba\u015flang\u0131\u00e7 noktas\u0131 olarak bunu al\u0131rsak, \u00f6denmeyece\u011fini g\u00f6rebiliriz.\u201d<\/p>\n

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Cayd\u0131r\u0131c\u0131 \u00f6nlemlerin etkisi azalacakt\u0131r<\/strong><\/p>\n

RAY Sigorta \u0130cra Kurulu \u00dcyesi Metin Akg\u00fcn, mahkemenin kazan\u0131n sebebiyetinin alkolden kaynaklan\u0131p kaynaklanmad\u0131\u011f\u0131 konusunun ispat\u0131n\u0131 sigorta \u015firketlerinin b\u0131rakm\u0131\u015f olmas\u0131n\u0131 do\u011fru bir yakla\u015f\u0131m olmad\u0131\u011f\u0131n\u0131 belirterek, \u201cTeknik a\u00e7\u0131dan bak\u0131ld\u0131\u011f\u0131nda yasal s\u0131n\u0131r\u0131n \u00fczerinde alkol kullan\u0131l\u0131m\u0131 s\u00fcr\u00fcc\u00fcn\u00fcn reflekslerini zay\u0131flatacak, kendisi ya da di\u011fer s\u00fcr\u00fcc\u00fclerin kazaya sebebiyet vermesine neden olacakt\u0131r. Di\u011fer a\u00e7\u0131dan bak\u0131ld\u0131\u011f\u0131nda ise, alkoll\u00fc ara\u00e7 kullan\u0131m\u0131 dolay\u0131s\u0131yla sigorta \u015firketlerinin hasar \u00f6demesi yapmas\u0131 y\u00f6n\u00fcndeki kararlar, toplumda alkoll\u00fc ara\u00e7 kullan\u0131m\u0131 y\u00f6n\u00fcndeki cayd\u0131r\u0131c\u0131 \u00f6nlemrin etkisini azaltacakt\u0131r\u201d dedi.<\/p>\n

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922 km \u00e7ekici \u00fccreti kaskoya \u00f6detilmedi<\/strong><\/p>\n

YARGITAY, G\u00f6lc\u00fck 1. Asliye Hukuk Mahkemesi\u2019nin bin 400 liral\u0131k \u00e7ekici masraf\u0131n\u0131n s\u00fcr\u00fcc\u00fcye \u00f6denme karar\u0131n\u0131 ise bozdu. 922 kilometre \u00e7ekici \u00fccretinin kaskoya \u00f6detilemeyece\u011fi karar\u0131n\u0131 veren Yarg\u0131tay, arac\u0131n kaza yerine en yak\u0131n servise \u00e7ektirilmesi gerekirken, Nusaybin\u2019den \u00c7orum\u2019a getirilerek, zarar\u0131n a\u011f\u0131rla\u015ft\u0131r\u0131ld\u0131\u011f\u0131n\u0131 belirtti. Mahkemenin ayn\u0131 bilirki\u015fiden ek rapor alarak, \u201cola\u011fan\u201d ve \u201cmakul\u201d bir \u00e7ekici \u00fccreti belirlenmesi istendi. Yerel Mahkeme bozmaya uyarsa, \u201cmakul-ola\u011fan\u201d yeni bir \u00e7ekici \u00fccreti belirleyecek. Ancak, mahkeme ilk kararda direnirse son s\u00f6z\u00fc Yarg\u0131tay Hukuk Genel Kurulu s\u00f6yleyecek.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"