Bankalar\u0131n komisyon ve masraf ad\u0131 alt\u0131nda kesti\u011fi ‘Deli Dumrul \u00fccretlerine hakem heyeti kar\u015f\u0131 \u00e7\u0131kt\u0131. Uzmanlar, son 10 y\u0131lda kredi \u00e7eken 11 milyon insana ‘dosya masraflar\u0131n\u0131 geri almak i\u00e7in bankalara ko\u015fun’ \u00e7a\u011fr\u0131s\u0131nda bulundu.<\/p>\n
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Bankalar\u0131n komisyon ve masraf ad\u0131 alt\u0131nda kesti\u011fi ‘Deli Dumrul \u00fccretlerine hakem heyeti kar\u015f\u0131 \u00e7\u0131kt\u0131.<\/p>\n
Uzmanlar,\u00a0son 10<\/a>\u00a0y\u0131lda kredi \u00e7eken 11 milyon insana ‘dosya masraflar\u0131n\u0131 geri almak i\u00e7in bankalara ko\u015fun’ \u00e7a\u011fr\u0131s\u0131nda bulundu.<\/p>\n <\/p>\n G\u00fcmr\u00fck ve Ticaret Bakan\u0131\u00a0Hayati Yaz\u0131c\u0131<\/a>‘n\u0131n ‘Deli Dumrul \u00fccretleri’ olarak adland\u0131rd\u0131\u011f\u0131 ve kald\u0131rmak i\u00e7in \u00e7al\u0131\u015fma ba\u015flatt\u0131\u011f\u0131 banka komisyonlar\u0131na\u00a0tokat<\/a>\u00a0gibi cevap\u00a0Konya<\/a>‘dan geldi. \u00a0KonyaSel\u00e7uklu<\/a>\u00a0Kaymakaml\u0131\u011f\u0131 T\u00fcketici Sorunlar\u0131 Hakem Heyeti 2009 y\u0131l\u0131nda bir bankadan 10 bin liral\u0131kt\u00fcketici kredisi<\/a>\u00a0\u00e7eken \u00d6\u011fretmen \u015eamil \u00d6zkan’a \u00e7\u0131kar\u0131lan 400 liral\u0131k masraf\u0131n geri verilmesine h\u00fckmetti. Karar\u0131n \u00e7\u0131kmas\u0131n\u0131n ard\u0131ndan \u00f6\u011fretmek \u00d6zkan, bankadan 400 liras\u0131n\u0131 geri ald\u0131.<\/p>\n <\/p>\n Yarg\u0131tay<\/a>‘\u0131n karar\u0131 var<\/strong><\/p>\n <\/p>\n \u00d6\u011fretmek \u015eamil \u00d6zkan’\u0131n hareketi kredi kullanan t\u00fcketicilere de umut \u0131\u015f\u0131\u011f\u0131 oldu.\u00a0T\u00fcketiciler Birli\u011fi<\/a>Onursal Ba\u015fkan\u0131 Avukat B\u00fclent Deniz, Yarg\u0131tay’\u0131n kararlar\u0131 uyar\u0131nca t\u00fcketicilerin geriye d\u00f6n\u00fck 10 y\u0131ll\u0131k s\u00fcreyle bankalar\u0131n kesti\u011fi masraflar\u0131 alabilece\u011fini s\u00f6yledi. Deniz, kredi kullanan milyonlarca insana i\u015flem masraflar\u0131n\u0131 geri almak i\u00e7in bankalara ko\u015fun \u00e7a\u011fr\u0131s\u0131nda bulundu.<\/p>\n <\/p>\n S\u00f6zle\u015fmeye dikkat<\/strong><\/p>\n <\/p>\n Art\u0131k bankalar\u0131n 31 kalem i\u00e7in ald\u0131\u011f\u0131 masraflara y\u00f6nelik hakem heyetine ba\u015fvuran insanlar\u0131n davalar\u0131 kazanmaya ba\u015flad\u0131\u011f\u0131n\u0131 aktaran Deniz, “Bankalar e\u011fer istedi\u011fi masraflar\u0131n nedenini ispatlayamazsa \u00fccretleri geri \u00f6demek zorunda kal\u0131yorlar. Bankalar art\u0131k keyfe keder para talep edemeyecekler.\u00a0\u0130nsanlar<\/a>\u00a050-800 lira aras\u0131nda de\u011fi\u015fen bu paralar\u0131 ufakt\u0131r deyip almamazl\u0131k etmesin. Ortalama 5 bin lira kredi \u00e7eken milyonlarca insan\u0131 d\u00fc\u015f\u00fcn\u00fcnce ortaya ak\u0131l almaz rakamlar \u00e7\u0131k\u0131yor” dedi.<\/p>\n <\/p>\n T\u00fcketici Yasas\u0131’n\u0131n 10\/a bendine dikkat \u00e7eken Deniz \u015f\u00f6yle devam etti:<\/p>\n “Burada t\u00fcketicinin \u00f6n\u00fcne konmu\u015f s\u00f6zle\u015fmelerin \u00f6nceden g\u00f6r\u00fc\u015f\u00fclmeden haz\u0131rland\u0131\u011f\u0131 kabul ediliyor. Yasaya g\u00f6re bu tip s\u00f6zle\u015fmelerde t\u00fcketici aleyhine olan h\u00fck\u00fcmler yok say\u0131l\u0131yor. Bankalar bunu a\u015fmak i\u00e7in t\u00fcketiciden ayr\u0131 bir ka\u011f\u0131da s\u00f6zle\u015fmeyi okudum anlad\u0131m diye imza al\u0131yorlar. Bu da bankay\u0131 kurtar\u0131yor. Bu al\u0131nan t\u00fcm krediler i\u00e7in ge\u00e7erli.”<\/p>\n <\/p>\n